88 Bancroft St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 88 Bancroft St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 2002
Lot Size	0.289 acres (12,575 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2020)
Tax Bill	$6,030 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`M:N-26 B:0004 L:0037`

Property Details

APN / Parcel Number

Primary APN	`M:N-26 B:0004 L:0037`
Alternative APN	`GARD M:M27 B:19 L:37`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	3,096 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,575 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	88 BANCROFT ST
City	GARDNER
State	MA
Zip	01440-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	19
Legal Lot Number	37
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2001
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 BANCROFT ST, GARDNER, MA 01440-1960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
Apr 22, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	202069024
Deed Book / Page	62693 / 340
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	62693-340
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 29, 2020
Property Address	88 BANCROFT ST, GARDNER, MA 01440-1960
Document Number	62693-340
Book / Page	62693 / 340
Instrument Date	May 13, 2020
Instrument	69024
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 REGAN ST, GARDNER, MA 01440-4072

Mortgage

Document Number	69025
Date	Jun 29, 2020
Instrument	69025

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Apr 22, 2020
Property Address	88 BANCROFT ST, GARDNER, MA 01440-1960
Document Number	62252-214
Book / Page	062252 / 000214
Instrument Date	Apr 10, 2020
Instrument	40149
Transaction Type	Foreclosure
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,181.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,030.00 (+10,863.64%)	$437,900 (+13.01%) Land $77,100 Building $360,800	$441,624 (+14.84%)
2025	$55.00 (-99.04%)	$387,500 (+1.89%) Land $70,100 Building $317,400	$384,560
2024	$5,701.00 (+6.9%)	$380,300 (+15.03%) Land $63,700 Building $316,600
2023	$5,333.00	$330,600 Land $62,800 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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