Worcester County and Gardner City property record for 88 Baker St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,106 sqft · built 1920 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | Company Name on Record |
| Last Sale | $39,000 (May 2011) |
| Tax Bill | $3,780 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:14 L:9 |
| Primary APN | GARD M:M22 B:14 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 2,132 sqft |
| Basement Area | 825 sqft |
| Unfinished Basement | 825 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,350 sqft (0.123 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 88 BAKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | EMILE J DORION |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 657 PEARL HILL RD, FITCHBURG, MA 01420-1614 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 15, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 4, 2022 | Deed, Transfer |
| Jan 8, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2011 · Amount on Record |
| Deed Sale | May 20, 2011 · Amount on Record |
| Prior Sale | Jul 9, 2010 · Amount on Record |
| Deed Document Number | 20114 |
| Deed Book / Page | 47408 / 4 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 069649-107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 88 BAKER ST, GARDNER, MA 01440-2914 |
| Document Number | 069649-107 |
| Book / Page | 69649 / 107 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 77089 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 PEARL HILL RD, FITCHBURG, MA 01420-1614 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 4, 2022 |
| Property Address | 88 BAKER ST, GARDNER, MA 01440-2914 |
| Document Number | 0068024-64 |
| Book / Page | 68024 / 64 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 86092 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 WARREN RD, TOWNSEND, MA 01469-1395 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jan 8, 2019 |
| Property Address | 88 BAKER ST, GARDNER, MA 01440-2914 |
| Document Number | 59914-286 |
| Book / Page | 059914 / 000286 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 73 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 657 PEARL HILL RD FITCHBURG MA 014201614, FITCHBURG, MA 01420-1614 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,780.00 (+10,4%) | $274,500 (+8.11%) Land $72,400 Building $202,100 | $312,212 (+3.22%) |
| 2025 | $36.00 (-98.98%) | $253,900 (+8%) Land $65,800 Building $188,100 | $302,480 |
| 2024 | $3,524.00 (+2.32%) | $235,100 (+10.12%) Land $59,800 Building $175,300 | |
| 2023 | $3,444.00 | $213,500 Land $58,900 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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