88 Alder Creek Loop Rd, Saint Maries, ID 83861 Property Records

Benewah County property record for 88 Alder Creek Loop Rd, Saint Maries, ID 83861

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,185 sqft · built 2022
Lot Size	100 acres (4,356,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Oct 2023 Mortgage
Flood Zone	Zone D (undetermined)
APN	`RP000300440010A`

Property Details

APN / Parcel Number

Primary APN	`RP000300440010A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,185 sqft Living Area
1st Floor Area	3,185 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356,000 sqft (100 acres)
Garage Type	Attached
Garage Area	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	88 ALDER CREEK LOOP RD
City	SAINT MARIES
State	ID
Zip	83861-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 T45N R3W BDL-44 (W2W2NE) BDL-45 (E2NW) UNPLATTED SUBDIVISION
Legal Range	03W
Legal Township	45N
Legal Section	32
Jurisdiction	BENEWAH ID
Township / Civil Division	TENSED
Census Block Group	1
Census Block	1008
Census Tract	940000

Owner

Source: Benewah County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	88 ALDER CREEK LOOP RD, SAINT MARIES, ID 83861-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST FARM CREDIT SERVICES FLCA
Oct 11, 2023	Deed of Trust, Mortgage · Closed-End Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023
Deed Sale	Sep 15, 2023
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	2023299870
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	88 ALDER CREEK LOOP RD, SAINT MARIES, ID 83861-5015
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1150, NEWBERG, OR 97132-8150

Mortgage

Document Number	0000294858
Date	Mar 28, 2022
Instrument	294858

Lender

Name	NORTHWEST FARM CREDIT SERVICES FLCA
Type	Bank
Address	SPOKANE, WA 99224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Apr 1, 2037
Change Frequency	Annually
Min Rate At Change	3.4%
Max Rate At Change	13.6%
Index	1-Year CMT
Max Rate	13.6%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	88 ALDER CREEK LOOP RD, SAINT MARIES, ID 83861-5015
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, FLYING S T&E SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17211 NE 167TH AVE, BRUSH PRAIRIE, WA 98606-7320

Mortgage

Document Number	0000300063
Date	Oct 11, 2023
Instrument	300063

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Benewah County
Unified School District	St. Maries Joint School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 (-14.57%)	$1,012,385 (+2.96%) Land $438,000 Building $574,385	$1,012,385 (+2.96%) Land $438,000 Building $574,385
2025	$5,293.00 (+3.38%)	$983,305 (+5%) Land $438,000 Building $545,305	$983,305 (+5%) Land $438,000 Building $545,305
2023	$5,120.00 (+106.87%)	$936,515 (+134.13%) Land $449,000 Building $487,515	$936,515 (+134.13%) Land $449,000 Building $487,515
2022	$2,475.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 79% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

Cell Coverage

No cell data coverage reported

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