88 Adams St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 88 Adams St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 1,972 sqft · built 1900
Lot Size	0.095 acres (4,121 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2003)
Tax Bill	$7,077 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:708 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:708 S:005`
Alternative APN	`LYNN M:083 B:708 L:005`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,972 sqft Living Area
Gross Area	3,141 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,121 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	88 ADAMS ST
City	LYNN
State	MA
Zip	01902-3545
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	708
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1004
Census Tract	206800

Owner

88 Adams St, a duplex, is owned and occupied by an individual who bought it in November 2003.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	88 ADAMS ST, LYNN, MA 01902-3545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TRUST COMPANY
Sep 5, 2018	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2003 · Amount on File
Deed Sale	Nov 28, 2003 · Amount on File
Deed Book / Page	22132 / 109
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Aug 18, 2026
Property Address	88 ADAMS ST, LYNN, MA 01902-3545
Document Number	0000002280
Book / Page	43577 / 168
Instrument Date	Aug 12, 2026
Instrument	20262280
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 ADAMS ST, LYNN, MA 01902-3545

Mortgage

Document Number	0000002280,
Date	Aug 18, 2026
Book Page	43577/168
Instrument	20262280

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	88 ADAMS ST, LYNN, MA 01902-3545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36990-355
Date	Sep 5, 2018
Book Page	36990/355
Instrument	180905000430

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 88 Adams St was $7,077, up 6.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,077.00 (+6.53%)	$687,100 (+7.16%) Land $204,700 Building $482,400	$707,139
2025	$6,643.00 (+7.13%)	$641,220 (+8.88%) Land $197,100 Building $444,120
2024	$6,201.00 (-0.69%)	$588,900 (+5.16%) Land $177,900 Building $411,000
2023	$6,244.00	$560,000 Land $177,900 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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