88 Adams Dr, Clyde, NC 28721 Property Records

Haywood County property record for 88 Adams Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 1999
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,000 (Jun 2026)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8627-63-0167`

Property Details

APN / Parcel Number

Primary APN	`8627-63-0167`
Alternative APN	`251305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,252 sqft Heated Area
Gross Area	3,280 sqft
1st Floor Area	2,252 sqft
Upper Floors Area	240 sqft
Utility Area	76 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	21,824 sqft (0.501 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	251305
Street Address	88 ADAMS DR
City	CLYDE
State	NC
Zip	28721-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#32 WILLOW ESTATES F/K/A SUMMIT PLACE
Legal Subdivision	WILLOW ESTATES
Legal Unit	32
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3015
Census Tract	920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 ADAMS DR, CLYDE, NC 28721-7403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CREDIT UNION
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CREDIT UNION
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG
Feb 13, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20264994
Deed Book / Page	1154 / 2381
Prior Transfer Date	Sep 16, 2008
Prior Transfer Doc	0007450684
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011052020
Date	Apr 15, 2024
Book Page	1105/2020
Instrument	2024002882

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 11, 2026
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Document Number	0000004994
Book / Page	1154 / 2381
Instrument Date	Jun 11, 2026
Instrument	20264994
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 ADAMS DR, CLYDE, NC 28721-7403

Mortgage

Document Number	0000004995,
Date	Jun 11, 2026
Instrument	20264995

Lender

Name	CHAMPION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 11, 2026
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Document Number	0011542381
Book / Page	1154 / 2381
Instrument Date	Jun 11, 2026
Instrument	20264994
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 ADAMS DR, CLYDE, NC 28721-7403

Mortgage

Document Number	0000004995,
Date	Jun 11, 2026
Instrument	20264995

Lender

Name	CHAMPION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Document Number	0009920807
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 ADAMS DR CLYDE NC 287217403, CLYDE, NC 28721-7403

Mortgage

Document Number	0009920807
Date	Feb 28, 2020
Book Page	000992/000807
Instrument	1916

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 13, 2018
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Document Number	0009452343
Book / Page	945 / 2343
Map Reference	CAB C SL1791
Instrument Date	Feb 12, 2018
Instrument	2018001202
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 950, FORT LAUDERDALE, FL 33302-0950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 ADAMS DR, CLYDE, NC 28721-7403

Mortgage

Document Number	2018001203
Date	Feb 13, 2018
Instrument	2018001203

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 1, 2017
Property Address	88 ADAMS DR, CLYDE, NC 28721-7403
Document Number	0009232488
Book / Page	000923 / 002488
Instrument Date	Feb 28, 2017
Instrument	1847
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 950 FORT LAUDERDALE FL 333020950, FORT LAUDERDALE, FL 33302-0950

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,100 (-) Land $24,700 Building $324,400
2025	$2,777.00	$349,100 (+2.2%) Land $24,700 Building $324,400	$349,100 (+2.2%) Land $24,700 Building $324,400
2023		$341,600 Land $26,300 Building $315,300	$341,600 (-) Land $26,300 Building $315,300
2021			$341,600 Land $26,300 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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