88-90 E Main St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 88-90 E Main St, Stony Point, NY 10980

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,542 sqft · built 1900
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Feb 2020)
Deeds & MortgagesJul 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392800 20.07-3-6

Property Details

APN / Parcel Number

Primary APN392800 20.07-3-6
Alternative APNs
  • 280002000700030060000000
  • 0003170

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,542 sqft Total Area
1st Floor Area1,271 sqft
2nd Floor Area1,271 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area13,068 sqft (0.3 acres)
PorchCovered Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003170
Old Parcel Number280002000700030060000000
Street Address88-90 E MAIN ST
CitySTONY POINT
StateNY
Zip10980
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Description17/362
Legal Block3
Legal Lot Number6.000
JurisdictionROCKLAND NY
Township / Civil DivisionSTONY POINT
Census Block Group3
Census Block3009
Census Tract10200

Owner

88-90 E Main St, a duplex, is owned by an individual who bought it in February 2020.

Source: Rockland County and Stony Point Town records, as of February 14, 2024

Owner of RecordIndividual Name on File
Mailing Address74 PINE DR, STONY POINT, NY 10980-2509
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CLIFFCO INC
Feb 20, 2020Grant Deed, Transfer · Conventional Mortgage
SPROUT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2020 · Amount on File
Deed SaleFeb 20, 2020 · Amount on File
Prior SaleJan 4, 1999 · Amount on File
Deed Document Number0020206090
Deed Book / Page2020 / 6090
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address88-90 E MAIN ST, STONY POINT, NY 10980
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031395
DateJul 27, 2021
Instrument2021-00031395
Lender
NameCLIFFCO INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateFeb 20, 2020
Property Address88-90 E MAIN ST, STONY POINT, NY 10980
Document Number0000006090
Instrument DateFeb 19, 2020
Instrument6090
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyJADE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 PINE DR STONY POINT NY 109802509, STONY POINT, NY 10980-2509

Mortgage

Document Number6091
DateFeb 20, 2020
Instrument6091
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 19, 2050
Interest
Rate TypeAdjustable Rate
Rate6.13%

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionStony Point Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$34,300 Land $9,100 Building $25,200$350,716 Land $93,047 Building $257,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88-90 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims48 (1984–2023)
Claims Outside the SFHA4 of 48
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 31 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88-90 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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