8790 Igou Gap Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8790 Igou Gap Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,414 sqft · built 1960
Lot Size	0.419 acres (18,266 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2026)
Tax Bill	$762 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159E A 008`

Property Details

APN / Parcel Number

Primary APN	`159E A 008`
Alternative APN	`0000101439`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,266 sqft (0.419 acres)
Lot Dimensions	220 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000101439
Street Address	8790 IGOU GAP RD
City	CHATTANOOGA
State	TN
Zip	37421-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	3253 04 007C PT OF LOT 10 W C JULIANS PB N/R
Legal Subdivision	JULIAN W C
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2004
Census Tract	11323

Owner

Source: Hamilton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8790 IGOU GAP RD, CHATTANOOGA, TN 37421-3363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 20, 2007 · Amount on Record
Deed Document Number	20260625209
Deed Book / Page	14347 / 135
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 25, 2026
Property Address	8790 IGOU GAP RD, CHATTANOOGA, TN 37421-3363
Document Number	0000000209
Book / Page	14347 / 135
Instrument Date	Jun 24, 2026
Instrument	2026209
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8790 IGOU GAP RD, CHATTANOOGA, TN 37421-3363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000210,
Date	Jun 25, 2026
Book Page	14347/137
Instrument	20260625210

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (-11.19%)	$50,325 (+31.14%)	$201,300 (+31.14%) Land $70,000 Building $131,300
2024	$858.00 (-1.04%)	$38,375 (-)	$153,500 (-) Land $55,000 Building $98,500
2023	$867.00	$38,375	$153,500 Land $55,000 Building $98,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20