8790 Hwy 9, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8790 Hwy 9, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,394 sqft · built 1922
Lot Size0.697 acres (30,361 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Aug 2022)
Tax Bill$1,787 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077-251-14

Property Details

APN / Parcel Number

Primary APN077-251-14
Alternative APN
  • 077-251-14-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialComposition Shingle
Lot Area30,361 sqft (0.697 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8790 HIGHWAY 9
CityBEN LOMOND
StateCA
Zip95005-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionEDWARDENNAN HOTEL & RIVERSIDE
Legal BlockC
Legal Lot Number18-21
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2009
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8790 HIGHWAY 9, BEN LOMOND, CA 95005-9705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Deed Document Number202222707
Prior Transfer DateJul 2, 2004
Prior Transfer Doc0000049466
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 9, 2022
Property Address8790 HIGHWAY 9, BEN LOMOND, CA 95005-9705
Document Number0000022707
Map ReferenceMB 17 PG 11
Instrument DateJul 29, 2022
Instrument2022-0022707
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8790 HIGHWAY 9, BEN LOMOND, CA 95005-9705

Mortgage

Document Number0000022708
DateAug 9, 2022
Instrument2022-0022708
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$551,828 (+442.37%) Land $466,932 Building $84,896
2025$1,787.00 (+8.43%) Homeowner's exemption$101,743 (+4.04%) Land $40,220 Building $61,523
2023$1,648.00 (+2.62%) Homeowner's exemption$97,792 Land $38,658 Building $59,134
2022$1,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 9

Nearby Streets

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