8790 FM 1649, Gilmer, TX 75645 Property Records

Upshur County property record for 8790 FM 1649, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	2,882 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,615 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388U-S06-000-077-2`

Property Details

APN / Parcel Number

Primary APN	`388U-S06-000-077-2`
Alternative APN	`65028637`

Interior

Building Area	2,882 sqft Total Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Roof Material	Galvanized Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	336 sqft

Location & Zoning

Account Number	388U-S06-000-077-2
Street Address	8790 FM 1649
City	GILMER
State	TX
Zip	75645-6578
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A388 POWELL, SARAH,TRACT 77-2, 2.0 ACRES & HOUSE
Legal Subdivision	SARAH POWELL SURVEY A-388
Legal Tract	2-77
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	2
Census Block	2031
Census Tract	950102

Owner

8790 FM 1649, a residential property, is owned and occupied by two individuals who acquired it in July 2026.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6338 PRIVATE ROAD 2118, GILMER, TX 75645-6856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST TEXAS PROFESSIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026
Deed Sale	Jul 29, 2026
Deed Document Number	20265139
Prior Transfer Date	Jul 16, 2007
Prior Transfer Doc	000747/580
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Jul 29, 2026
Property Address	8790 FM 1649, GILMER, TX 75645-6578
Document Number	0000005139
Instrument Date	Jul 29, 2026
Instrument	20265139
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	8790 FM 1649, GILMER, TX 75645-6578
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004421
Date	Jun 25, 2020
Instrument	202004421

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	10-Year TN
Max Rate	6.5%

Tax Assessment & Valuation

The 2026 property tax bill for 8790 FM 1649 was $3,615 with exemptions applied, up 185.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	New Diana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,615.00 (+185.32%) Homeowner's exemption Senior Citizen's exemption	$218,290 (-1.22%) Land $75,410 Building $142,880	$218,290 (-1.22%) Land $75,410 Building $142,880
2025	$1,267.00 Homeowner's exemption	$220,980 Land $74,610 Building $146,370	$220,980 Land $74,610 Building $146,370
2023		$175,070 Land $58,000 Building $117,070	$175,070 Land $58,000 Building $117,070
2022	$1,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8790 FM 1649 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8790 FM 1649 is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIANA SUD serves 7,953 people · EPA ID TX2300006
Water Source	Purchased surface water from NORTHEAST TEXAS MWD
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 1649

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