879 Ranch Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 879 Ranch Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 1977
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1-11.0-0-003-019.000`

Property Details

APN / Parcel Number

Primary APN	`18-1-11.0-0-003-019.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer
Lot Area	91,476 sqft (2.09 acres)
Patio Area	276 sqft
Shed	1 Shed

Location & Zoning

Street Address	879 RANCH LN
City	VILLA RIDGE
State	MO
Zip	63089-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:46 HOMESTEAD ACRES 2
Legal Range	01E
Legal Township	43
Legal Section	11
Legal Subdivision	HOMESTEAD ACRES
Legal Block	3
Legal Lot Number	46
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1057
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	879 RANCH LN, VILLA RIDGE, MO 63089-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage WELLS FARGO BANK
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jan 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Oct 28, 2011
Last Transfer Date	Jan 19, 2018
Transfer Doc	0000000758
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	879 RANCH LN, VILLA RIDGE, MO 63089-1403
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205767
Date	Apr 8, 2022
Instrument	2205767

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	879 RANCH LN, VILLA RIDGE, MO 63089-1403
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203295
Date	Mar 2, 2022
Instrument	2203295

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	879 RANCH LN, VILLA RIDGE, MO 63089-1403
Document Number	0000015495
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	879 RANCH LN VILLA RIDGE MO 630891403, VILLA RIDGE, MO 63089-1403

Mortgage

Document Number	0000015495
Date	Nov 12, 2019
Instrument	15495

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 19, 2018
Property Address	879 RANCH LN, VILLA RIDGE, MO 63089-1403
Document Number	0000000758
Instrument Date	Jan 16, 2018
Instrument	758
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	879 RANCH LN VILLA RIDGE MO 630891403, VILLA RIDGE, MO 63089-1403

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,527.00 (+17.68%)	$45,759 (+8.37%)	$240,840 (+8.37%) Land $43,360 Building $197,480
2023	$2,997.00 (+13.48%)	$42,223	$222,230 Land $43,360 Building $178,870
2022	$2,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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