879 Harden Ln, Chipley, FL 32428 Property Records

Washington County property record for 879 Harden Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,942 sqft · built 2005
Lot Size	3.99 acres (173,804 sqft)
Owner	Owner Name on Record
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000022110005`

Property Details

APN / Parcel Number

Primary APN	`000022110005`
Alternative APN	`22110005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,942 sqft Heated Area
Gross Area	4,404 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	173,804 sqft (3.99 acres)
Garage Type	Finished
Garage Area	1,032 sqft
Porch	Open Porch
Porch Area	430 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000022110005
Street Address	879 HARDEN LN
City	CHIPLEY
State	FL
Zip	32428-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 4 13 3.99 ORB 533 P 430 PARCEL DESC IN ORB 533 P 430, AND PARCEL DESC IN ORB 617 P 5 73
Legal Range	13W
Legal Township	04N
Legal Section	09
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3024
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	879 HARDEN LN, CHIPLEY, FL 32428-2475
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK

Assessor's Deed Record

Last Transfer Date	Sep 26, 2005
Transfer Doc	0000013494
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	879 HARDEN LN, CHIPLEY, FL 32428-2475
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 HARDEN LN, CHIPLEY, FL 32428-2475

Mortgage

Document Number	0067008773
Date	Dec 9, 2025
Book Page	1355/884
Instrument	202567008773

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	879 HARDEN LN, CHIPLEY, FL 32428-2475
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 HARDEN LN, CHIPLEY, FL 32428-2475
Investor	Possibly a Property Investor

Mortgage

Document Number	0067006811
Date	Sep 25, 2025
Book Page	1348/680
Instrument	202567006811

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+6.67%) Homeowner's exemption	$213,350 (+2.9%)	$332,468 (+3.22%) Land $44,289 Building $288,179
2024	$2,175.00 (+2.35%) Homeowner's exemption	$207,337 (+3%)	$322,111 (+8.5%) Land $38,902 Building $283,209
2023	$2,125.00 (+3.06%) Homeowner's exemption	$201,298 (+3%)	$296,879 (+9.28%) Land $38,902 Building $257,977
2022	$2,062.00 Homeowner's exemption	$195,435	$271,670 Land $37,107 Building $234,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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