879 Fork Run Trl, Mc Henry, MD 21541 Property Records

Garrett County property record for 879 Fork Run Trl, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,128 sqft · built 2023
Lot Size	2.62 acres (114,261 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Sep 2026)
Tax Bill	$12,488 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-090881`

Property Details

APN / Parcel Number

Primary APN	`18-090881`
Alternative APN	`090881`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Total Area
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	114,261 sqft (2.62 acres)
Porch	Slab
Deck Area	360 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	090881
Street Address	879 FORK RUN TRL
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	114261 SQ FT LOT 174 NORTH CAMP SUB ( NORTH C
Legal Subdivision	NORTH CAMP SUB
Legal Block	2
Legal Lot Number	174
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2027
Census Tract	502

Owner

879 Fork Run Trl is owned by two individuals who bought it in September 2026.

Source: Garrett County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1100 GROMWELL LN, BRIDGEVILLE, PA 15017-2074
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Apr 7, 2023	Deed, Transfer
Jan 25, 2021	Deed of Trust, Construction Loan · Construction Mortgage FIRST UNITED BK
Mar 23, 2020	Deed of Trust, Transfer MLEND
Mar 21, 2020	Grant Deed, Subdivision Related Transfer DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Book / Page	2708 / 415
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 2, 2026
Property Address	879 FORK RUN TRL, MC HENRY, MD 21541
Document Number	2708000415
Book / Page	2708 / 415
Instrument Date	Aug 24, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$883,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1100 GROMWELL LN, BRIDGEVILLE, PA 15017-2074

Mortgage

Document Number	2708000419,
Date	Sep 2, 2026
Book Page	2708/419

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 7, 2023
Property Address	879 FORK RUN TRL, MC HENRY, MD 21541-1787
Document Number	0024820336
Book / Page	2482 / 336
Map Reference	MB TWM3 PG 598
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 BANNEKER LN, ANNAPOLIS, MD 21401-4510

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Jan 25, 2021
Property Address	879 FORK RUN TRL, MC HENRY, MD 21541-1787
Document Number	0022770147
Book / Page	002277 / 000147
Instrument Date	Jan 15, 2021
Transaction Type	Construction Loan
Record Updated	Apr 14, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 BANNEKER LN ANNAPOLIS MD 214014510, ANNAPOLIS, MD 21401-4510

Mortgage

Document Number	22770147
Date	Jan 25, 2021
Book Page	002277/000147

Lender

Name	FIRST UNITED BK
Type	Bank
Address	MCHENRY, MD 21541

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	879 FORK RUN TRL, MC HENRY, MD 21541-1787
Document Number	0021950185
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N CAMP RDG MCHENRY MD 21541, MCHENRY, MD 21541

Mortgage

Document Number	0021950185
Date	Mar 24, 2020
Book Page	002195/000185

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.46%

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 21, 2020
Property Address	879 FORK RUN TRL, MC HENRY, MD 21541-1787
Document Number	0021950181
Book / Page	002195 / 000181
Instrument Date	Mar 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2020
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	698 BANNEKER LN ANNAPOLIS MD 214014510, ANNAPOLIS, MD 21401-4510

Tax Assessment & Valuation

The 2026 property tax bill for 879 Fork Run Trl was $12,488, up 13.3% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,488.00 (+13.3%)	$989,600 (+15.1%) Land $100,000 Building $889,600	$989,600 (-) Land $100,000 Building $889,600
2025	$11,022.00	$859,767	$989,600 Land $100,000 Building $889,600
2023	$1,070.00	$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 879 Fork Run Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 879 Fork Run Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fork Run Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures