8789 Bancroft Dr, Waldorf, MD 20603 Property Records

Charles County property record for 8789 Bancroft Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,607 sqft · built 2009
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2022)
Tax Bill	$15,496 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-319890`

Property Details

APN / Parcel Number

Primary APN	`06-319890`
Alternative APN	`319890`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,607 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	1,266 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,880 sqft (0.204 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	319890
Street Address	8789 BANCROFT DR
City	WALDORF
State	MD
Zip	20603-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 2 BLK J SEC 2 BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	J
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

8789 Bancroft Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8789 BANCROFT DR, WALDORF, MD 20603-4031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Sep 29, 2009 · Amount on File
Deed Book / Page	12586 / 441
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2022
Property Address	8789 BANCROFT DR, WALDORF, MD 20603-4031
Document Number	0125860441
Book / Page	12586 / 441
Map Reference	MB 56 PL 210-213
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8789 BANCROFT DR, WALDORF, MD 20603-4031

Mortgage

Document Number	0012586447
Date	Jun 10, 2022
Instrument	12586/447

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8789 BANCROFT DR, WALDORF, MD 20603-4031
Document Number	0099770045
Book / Page	009977 / 000045
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8789 BANCROFT DR WALDORF MD 206034031, WALDORF, MD 20603-4031

Mortgage

Document Number	0099770045
Date	Sep 6, 2017
Book Page	009977/000045

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8789 Bancroft Dr was $15,496.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,500	$582,700 Land $185,100 Building $397,600
2025	$15,496.00
2023	$5,984.00	$429,200	$534,400 Land $150,100 Building $384,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8789 Bancroft Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8789 Bancroft Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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