8788 Potter Rd, Matthews, NC 28104 Property Records

Union County property record for 8788 Potter Rd, Matthews, NC 28104

Property Summary

Property Type	Other Improved
Details	4 bd · 2.5 ba · 2,717 sqft · built 2022
Lot Size	1.35 acres (59,111 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Apr 2025)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-042-012D`

Property Details

APN / Parcel Number

Primary APN	`06-042-012D`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,717 sqft Living Area
1st Floor Area	1,213 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	59,111 sqft (1.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8788 POTTER RD
City	MATTHEWS
State	NC
Zip	28104-7995
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-40 WESLE
Legal Description	#1A OPCP055
Legal Subdivision	HOWEY
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2001
Census Tract	21021

Owner

8788 Potter Rd is owned and occupied by an individual who bought it in April 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2022	Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK
Feb 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	20259711
Deed Book / Page	9103 / 327
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	0007279691
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008806611
Date	Nov 2, 2023
Book Page	8806/611
Instrument	26568

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 22, 2025
Property Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Document Number	0009103327
Book / Page	9103 / 327
Map Reference	CAB P PG 55
Instrument Date	Apr 18, 2025
Instrument	9711
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2242 MILLENNIUM DR, LANCASTER, SC 29720-6948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8788 POTTER RD, MATTHEWS, NC 28104-7995

Mortgage

Document Number	0000009712
Date	Apr 22, 2025
Instrument	9712

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 20, 2022
Property Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Document Number	0008458832
Book / Page	8458 / 832
Map Reference	CAB P PG 55
Instrument Date	Apr 19, 2022
Instrument	14695
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6030 GREYSTONE DR, WEDDINGTON, NC 28104-7766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8788 POTTER RD, MATTHEWS, NC 28104-7995

Mortgage

Document Number	0000014696
Date	Apr 20, 2022
Instrument	14696

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 7, 2020
Property Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Document Number	7580127
Book / Page	007580 / 000127
Instrument Date	Feb 6, 2020
Instrument	4196
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6030 GREYSTONE DR WEDDINGTON NC 281047766, WEDDINGTON, NC 28104-7766

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2018
Property Address	8788 POTTER RD, MATTHEWS, NC 28104-7995
Document Number	7279691
Book / Page	007279 / 000691
Instrument Date	Dec 5, 2018
Instrument	33554
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 429 MONROE NC 281110429, MONROE, NC 28111-0429

Tax Assessment & Valuation

The 2025 property tax bill for 8788 Potter Rd was $3,898.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,300 (-) Land $265,400 Building $534,900	$800,300 (-) Land $265,400 Building $534,900
2025	$3,898.00	$800,300 Land $265,400 Building $534,900	$800,300 Land $265,400 Building $534,900
2023	$2,949.00	$462,000 Land $67,500 Building $394,500	$462,000 Land $67,500 Building $394,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8788 Potter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8788 Potter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

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