8786 Birchbark Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 8786 Birchbark Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,963 sqft · built 1985
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Jun 2004)
Tax Bill	$6,305 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-0210-0300-00`

Property Details

APN / Parcel Number

Primary APN	`620-0210-0300-00`
Alternative APN	`0011251`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,963 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,140 sqft
2nd Floor Area	1,023 sqft
Basement Area	1,023 sqft
Finished Basement	800 sqft
Unfinished Basement	223 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Fiberglass
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8786 BIRCHBARK DR
City	CINCINNATI
State	OH
Zip	45249-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	BIRCHBARK DR 80 X 175.04 IRR LOT 110 PEMMICAN RUN SUB BLK B PT 1
Legal Subdivision	PEMMICAN RUN SUB
Legal Block	B
Legal Lot Number	110
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	2
Census Block	2007
Census Tract	24323

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2004 · Amount on Record
Deed Sale	Jun 4, 2004 · Amount on Record
Deed Document Number	2004106450
Deed Book / Page	9635 / 2165
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000136343
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730

Mortgage

Document Number	0000109695
Date	Dec 1, 2022
Book Page	14804/270
Instrument	2022-0109695

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 10, 2021
Property Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730
Document Number	0000136343
Book / Page	14542 / 1068
Map Reference	MB 38 PG 36-41
Instrument Date	Nov 2, 2021
Instrument	2021-0136343
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730

Mortgage

Document Number	0000136344
Date	Nov 10, 2021
Instrument	2021-0136344

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8786 BIRCHBARK DR, CINCINNATI, OH 45249-2730
Document Number	0000095500
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8786 BIRCHBARK DR CINCINNATI OH 452492730, CINCINNATI, OH 45249-2730

Mortgage

Document Number	0000095500
Date	Nov 1, 2019
Book Page	014036/000521
Instrument	95500

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,305.00 (+3.21%)	$124,432 (-) Land $19,474 Building $104,958	$355,520 (-) Land $55,640 Building $299,880
2024	$6,109.00 (+0.56%)	$124,432 (-) Land $19,474 Building $104,958
2023	$6,075.00 (+6.49%)	$124,432 (+30.93%) Land $19,474 Building $104,958	$355,520 (+30.93%) Land $55,640 Building $299,880
2022	$5,705.00 Homeowner's exemption	$95,036 Land $17,675 Building $77,361
2020			$271,530 Land $50,500 Building $221,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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