8785 Vinup Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 8785 Vinup Rd, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 2001
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Dec 2015)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`589573`

Property Details

APN / Parcel Number

Primary APN	`589573`
Alternative APNs	`400316 253403 0000` `129226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,773 sqft (0.201 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	589573
Street Address	8785 VINUP RD
City	LYNDEN
State	WA
Zip	98264-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	NORTHRIDGE DIV 5 LOT 26
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	NORTHRIDGE DIV 5
Legal Lot Number	26
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2003
Census Tract	10303

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8785 VINUP RD, LYNDEN, WA 98264-9569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L
Mar 11, 2022	Re-recorded Document · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	Sep 27, 2007 · Amount on Record
Deed Document Number	2015-1202117
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8785 VINUP RD, LYNDEN, WA 98264-9569
Document Number	2200801050
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8785 VINUP RD LYNDEN WA 982649569, LYNDEN, WA 98264-9569

Mortgage

Document Number	2200801050
Date	Aug 7, 2020
Instrument	801050

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Mar 11, 2022
Property Address	8785 VINUP RD, LYNDEN, WA 98264-9569
Document Number	0000301339
Instrument Date	Dec 16, 2015
Instrument	2022-0301339
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,060.20
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8785 VINUP RD, LYNDEN, WA 98264-9569

Mortgage

Document Number	0000301340
Date	Mar 11, 2022
Instrument	2022-0301340

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (+23.32%)	$586,471 (+21.7%) Land $245,543 Building $340,928	$586,471 (+21.7%) Land $245,543 Building $340,928
2022		$481,888 Land $144,408 Building $337,480	$481,888 Land $144,408 Building $337,480
2021	$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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