8785 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 8785 Ida Center Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,943 sqft · built 1900
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Oct 2010)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-022-003-10`

Property Details

APN / Parcel Number

Primary APN	`08-022-003-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	120,226 sqft (2.76 acres)
Lot Width	300 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8785 IDA CENTER RD
City	IDA
State	MI
Zip	48140-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2010R18451 873-10 873-521 SEC 22 T7S R7E 2.755 AC COM AT A PT ON N LI OF SEC 22 228.1 FT N 89 DEG 49'W FR N 1/4 COR OF SEC 22
Legal Range	07E
Legal Township	07S
Legal Section	22
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	4
Census Block	4016
Census Tract	832800

Owner

8785 Ida Center Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Monroe County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8785 IDA CENTER RD, IDA, MI 48140-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 1, 2018	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2010 · Amount on File
Deed Sale	Oct 11, 2010 · Amount on File
Deed Document Number	201018451
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Sep 9, 2026
Property Address	8785 IDA CENTER RD, IDA, MI 48140-9516
Document Number	0000015773
Instrument Date	Aug 25, 2026
Instrument	202615773
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8785 IDA CENTER RD, IDA, MI 48140-9516

Mortgage

Document Number	0000015773,
Date	Sep 9, 2026
Instrument	202615773

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2056

Interest

Max Rate	-1%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	8785 IDA CENTER RD, IDA, MI 48140-9516
Document Number	0000020671
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8785 IDA CENTER RD IDA MI 481409516, IDA, MI 48140-9516

Mortgage

Document Number	0000020671
Date	Nov 13, 2018
Instrument	20671

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8785 Ida Center Rd was $1,511 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,100 Land $26,900 Building $74,200	$202,200 Land $53,800 Building $148,400
2025	$1,511.00 Homeowner's exemption
2023	$1,158.00 Homeowner's exemption	$68,200	$136,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8785 Ida Center Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8785 Ida Center Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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