8785 Balboa Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8785 Balboa Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 1954
Lot Size	0.144 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Oct 2021)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0331-0113-00`

Property Details

APN / Parcel Number

Primary APN	`590-0331-0113-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	110 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8785 BALBOA DR
City	CINCINNATI
State	OH
Zip	45231-4559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALBOA DR 58 X 110 LOT 332 GLENCOE HOMES INCBL A
Legal Subdivision	GLENCOE HOMES INC
Legal Block	A
Legal Lot Number	332
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	21602

Owner

8785 Balboa Dr is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8785 BALBOA DR, CINCINNATI, OH 45231-4559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 8, 2017	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Feb 8, 2017
Deed Document Number	0000119076
Deed Book / Page	14514 / 1704
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 1, 2021
Property Address	8785 BALBOA DR, CINCINNATI, OH 45231-4559
Document Number	0000119076
Book / Page	14514 / 1704
Map Reference	MB 66 PG 15-18
Instrument Date	Sep 17, 2021
Instrument	2021-0119076
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8785 BALBOA DR, CINCINNATI, OH 45231-4559

Mortgage

Document Number	0000119077
Date	Oct 1, 2021
Instrument	2021-0119077

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 8, 2017
Property Address	8785 BALBOA DR, CINCINNATI, OH 45231-4559
Document Number	0000002404
Map Reference	PB 66 PG 15-18
Instrument Date	Nov 22, 2016
Instrument	17-0012404
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5124 EMERALD VIEW DR, 5124, MAINEVILLE, OH 45039-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5124 EMERALD VIEW DR, MAINEVILLE, OH 45039-6204

Mortgage

Document Number	0000002406
Date	Feb 8, 2017
Instrument	17-0012406

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8785 Balboa Dr was $2,400, up 0.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+0.93%)	$41,300 (-) Land $4,676 Building $36,624
2024	$2,378.00 (+5.27%)	$41,300 (-) Land $4,676 Building $36,624
2023	$2,259.00 (+103.15%)	$41,300 (+183.09%) Land $4,676 Building $36,624	$118,000 Land $13,360 Building $104,640
2022	$1,112.00 Homeowner's exemption	$14,589 Land $4,631 Building $9,958
2020			$41,680 Land $13,230 Building $28,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8785 Balboa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8785 Balboa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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