87840 Ternyik Ct, Florence, OR 97439 Property Records

Lane County property record for 87840 Ternyik Ct, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,772 sqft · built 2016
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Jul 2009)
Tax Bill	$5,543 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-10-10-01400-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-10-10-01400-000`
Alternative APN	`1762424`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,772 sqft Finished Area
1st Floor Area	2,419 sqft
2nd Floor Area	1,353 sqft

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	1,176 sqft
Driveway	Driveway
Driveway Area	3,424 sqft
Parking Spaces	4 Parking Spaces
Patio Area	745 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1762424
Street Address	87840 TERNYIK CT
City	FLORENCE
State	OR
Zip	97439-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-SUBURBAN RES DISTRI
Legal Description	LOT:13 SUBD:THE RESERVE AT HECETA LAKE PHASE:1 SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	10
Legal Quarter	NE
Legal Subdivision	THE RESERVE AT HECETA LAKE
Legal Phase	1
Legal Lot Number	13
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	706

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87840 TERNYIK CT, FLORENCE, OR 97439-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit OREGON PACIFIC BANK
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2009 · Amount on Record
Deed Sale	Jul 24, 2009 · Amount on Record
Deed Document Number	2009-042825
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	87840 TERNYIK CT, FLORENCE, OR 97439-8827
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87840 TERNYIK CT, FLORENCE, OR 97439-8827

Mortgage

Document Number	0000022740
Date	May 20, 2022
Instrument	2022-022740

Lender

Name	OREGON PACIFIC BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	87840 TERNYIK CT, FLORENCE, OR 97439-8827
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009585
Date	Feb 27, 2017
Instrument	2017-009585

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	87840 TERNYIK CT, FLORENCE, OR 97439-8827
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042098
Date	Aug 3, 2020
Instrument	2020-042098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,543.00 (+6%)	$506,883 (+6.09%)	$968,364 (-6.13%) Land $88,317 Building $880,047
2023	$5,229.00 (+4.5%)	$477,787 (+3%)	$1,031,603 (+12.99%) Land $76,975 Building $954,628
2022	$5,004.00	$463,871	$913,012 Land $74,357 Building $838,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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