Santa Clara County property record for 8781 Arbor St, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,589 sqft · built 1997 |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jun 2015) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-53-003 |
| Primary APN | 790-53-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,589 sqft Living Area |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 719 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,150 sqft (0.072 acres) |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 8781 ARBOR ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8849 BOOK 677 PAGE 36 PAGE 37 LOT 3 |
| Legal Subdivision | PARK COMMONS |
| Legal Tract | 8849 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 512514 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8781 ARBOR ST, GILROY, CA 95020-7260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2015 · Amount on Record |
| Deed Sale | Jun 17, 2015 · Amount on Record |
| Prior Sale | Apr 8, 2011 · Amount on Record |
| Deed Document Number | 201522990570 |
| Prior Transfer Date | Jun 15, 2015 |
| Prior Transfer Doc | 0022990571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 8781 ARBOR ST, GILROY, CA 95020-7260 |
| Document Number | 0024775155 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8781 ARBOR ST GILROY CA 950207260, GILROY, CA 95020-7260 |
| Document Number | 0024775155 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 24775155 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 5, 2036 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $655,839 (+2%) Land $229,481 Building $426,358 | |
| 2025 | $7,891.00 (+2.24%) Homeowner's exemption | $642,981 (+4.04%) Land $224,982 Building $417,999 |
| 2023 | $7,718.00 (+1.69%) Homeowner's exemption | $618,015 Land $216,247 Building $401,768 |
| 2022 | $7,590.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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