8780 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8780 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,259 sqft · built 2010
Lot Size	0.142 acres (6,199 sqft)
Owner	Owner Name on Record
Last Sale	$288,031 (Jul 2010)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-1030`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-1030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	1,899 sqft
2nd Floor Area	360 sqft
Upper Floors Area	360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,199 sqft
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8780 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Lot Number	103
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1016
Census Tract	21318

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	8780 ATWATER LOOP, OVIEDO, FL 32765-5227
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on Record
Deed Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	2010076499
Deed Book / Page	07408 / 0010
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8780 ATWATER LOOP, OVIEDO, FL 32765-5227
Document Number	0094670939
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 ATWATER LOOP OVIEDO FL 327655227, OVIEDO, FL 32765-5227

Mortgage

Document Number	0094670939
Date	Oct 29, 2019
Book Page	009467/000939
Instrument	117643

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+2.07%) Homeowner's exemption	$260,476 (+5.99%)	$456,940 (+8.07%) Land $112,000 Building $344,940
2023	$3,044.00 (+2.66%) Homeowner's exemption	$245,762 (+3%)	$422,802 (+8.49%) Land $112,000 Building $310,802
2022	$2,965.00 Homeowner's exemption	$238,604	$389,703 Land $100,000 Building $289,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Metronet, Xfinity.

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