McLennan County property record for 878 Shady Ln, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 2008 |
| Lot Size | 3.91 acres (170,755 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,343 (Nov 2025) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-000900-004000-0 |
| Primary APN | 20-000900-004000-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,734 sqft |
| Flooring | Carpet |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 170,755 sqft |
| Garage Type | Attached |
| Garage Area | 524 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,030 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 202 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 878 SHADY LN |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | DARNEILL ANSELL ACRES 3.92 |
| Legal Subdivision | DARNEILL ANSELL |
| Legal Tract | 13 |
| Legal Lot Number | 13A1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 878 SHADY LN, WACO, TX 76705-5452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 5, 2025 | Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Feb 5, 2021 | Vendor's Lien, Transfer · Conventional Mortgage ROSCOE STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Feb 5, 2021 · Amount on Record |
| Deed Document Number | 202534146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 5, 2025 |
| Property Address | 878 SHADY LN, WACO, TX 76705-5452 |
| Document Number | 0000034146 |
| Map Reference | DOC 2006022133 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025034146 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 878 SHADY LN, WACO, TX 76705-5452 |
| Document Number | 0000034147 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025034147 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 5, 2021 |
| Property Address | 878 SHADY LN, WACO, TX 76705-5452 |
| Document Number | 0000004639 |
| Map Reference | DOC 2006022133 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021004639 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 878 SHADY LN, 878, WACO, TX 76705-5452 |
| Name | Verified Name |
|---|---|
| Address | 197 W SWEET SHRUB AVE, SAN TAN VALLEY, AZ 85140-6645 |
| Document Number | 0000004640 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021004640 |
| Name | ROSCOE STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,807 (+16.46%) Land $84,986 Building $355,821 | $440,807 (-1.96%) Land $84,986 Building $355,821 | |
| 2025 | $3,541.00 (+1.49%) Homeowner's exemption | $378,510 (+1%) Land $70,080 Building $379,530 | $449,610 (+30.66%) Land $70,080 Building $379,530 |
| 2024 | $3,489.00 (-4.52%) | ||
| 2023 | $344,100 Land $63,710 Building $280,390 | $344,100 Land $63,710 Building $280,390 | |
| 2022 | $3,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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