878 Maple Ln, Waterville, OH 43566 Property Records

Lucas County property record for 878 Maple Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,244 sqft · built 1966
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Apr 2006)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`96-08367`

Property Details

APN / Parcel Number

Primary APN	`96-08367`
Alternative APN	`46057032`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,083 sqft
2nd Floor Area	1,161 sqft
Basement Area	1,083 sqft

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	878 MAPLE LN
City	WATERVILLE
State	OH
Zip	43566-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 111
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	111
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1008
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE COMPANY INC
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 25, 2019	Intrafamily Transfer, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2006 · Amount on Record
Deed Sale	Apr 5, 2006 · Amount on Record
Prior Sale	Apr 5, 2006 · Amount on Record
Deed Document Number	0000020905
Last Transfer Date	Jun 25, 2019
Transfer Doc	0000023916
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039948
Date	Sep 9, 2022
Instrument	202209090039948

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027283
Date	Jun 25, 2018
Instrument	201806250027283

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AREA TITLE BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056166
Date	Dec 18, 2018
Instrument	201812180056166

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	186 Months
Due	Jun 17, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009545
Date	Mar 5, 2020
Instrument	202003050009545

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025768
Date	May 21, 2021
Instrument	202105210025768

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Jun 25, 2019
Property Address	878 MAPLE LN, WATERVILLE, OH 43566-1127
Document Number	0000023916
Map Reference	PL 59-53
Instrument Date	Jun 14, 2019
Instrument	201906250023916
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	878 MAPLE LN, WATERVILLE, OH 43566-1127

Mortgage

Document Number	0000023917
Date	Jun 25, 2019
Instrument	201906250023917

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00 (+4.62%)	$96,915 (-) Land $13,580 Building $83,335
2024	$4,696.00 (+12.26%)	$96,915 (+26.44%) Land $13,580 Building $83,335	$276,900 (+26.44%) Land $38,800 Building $238,100
2023	$4,183.00 (-0.97%)	$76,650 (-) Land $10,990 Building $65,660
2022	$4,224.00 Homeowner's exemption	$76,650 Land $10,990 Building $65,660
2021			$219,000 Land $31,400 Building $187,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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