878 Main St, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 878 Main St, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	1,078 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2023)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALB M:U4 L:26`

Property Details

APN / Parcel Number

Primary APN	`WALB M:U4 L:26`
Alternative APN	`102`

Interior

Building Area	1,078 sqft Living Area

Exterior

Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Deck Area	Deck Area

Location & Zoning

Account Number	102
Street Address	878 MAIN ST
City	WALDOBORO
State	ME
Zip	04572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOWNTO
Legal Lot Number	26
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	2
Census Block	2016
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	WALDOBORO, ME 04572
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage 1ST NATIONAL BANK
Jan 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CPORT CREDIT UNION
Dec 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Book / Page	5971 / 232
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	878 MAIN ST, WALDOBORO, ME 04572
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062460278
Date	Aug 1, 2025
Book Page	6246/278
Instrument	116664

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Jan 19, 2023
Property Address	878 MAIN ST, WALDOBORO, ME 04572
Document Number	0059710232
Book / Page	5971 / 232
Instrument Date	Jan 18, 2023
Instrument	94113
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	174 PINE ST, WALDOBORO, ME 04572-6062

Mortgage

Document Number	0000094114
Date	Jan 19, 2023
Instrument	94114

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Dec 2, 2021
Property Address	878 MAIN ST, WALDOBORO, ME 04572
Document Number	0058160279
Book / Page	5816 / 279
Instrument Date	Dec 1, 2021
Instrument	82227
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8, WALDOBORO, ME 04572-0008

Mortgage

Document Number	0000082228
Date	Dec 2, 2021
Instrument	82228

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (-5.07%)	$219,000 (+8.42%) Land $56,000 Building $163,000
2024	$3,414.00 (+8.35%)	$202,000 (-) Land $39,000 Building $163,000
2023	$3,151.00 (-5.83%)	$202,000 (-15.48%) Land $39,000 Building $163,000	$277,780
2022	$3,346.00	$239,000 Land $39,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDOBORO WATER DEPT serves 1,065 people · EPA ID ME0091560
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Tidewater O.P.E.N..

Cell Coverage

5G (outdoors only) and 4G LTE

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