878 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 878 James Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1907
Lot Size	0.101 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2021)
Tax Bill	$3,700 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-24-0159`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-24-0159`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	952 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	4,443 sqft (0.101 acres)
Lot Dimensions	112 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	878 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	MICHEL & ROBERTSON'S ADDITION LOT 5 BLK 11
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	11
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1018
Census Tract	36700

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	878 JAMES AVE, SAINT PAUL, MN 55102-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Sep 27, 2000 · Amount on Record
Deed Document Number	A04923812
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 10, 2021
Property Address	878 JAMES AVE, SAINT PAUL, MN 55102-3331
Document Number	0A04923812
Instrument Date	Nov 18, 2021
Instrument	A04923812
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	878 JAMES AVE, SAINT PAUL, MN 55102-3331

Mortgage

Document Number	0A04923813
Date	Dec 10, 2021
Instrument	A04923813

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	878 JAMES AVE, SAINT PAUL, MN 55102-3331
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04876303
Date	Apr 9, 2021
Instrument	A04876303

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,700.00 Homeowner's exemption	$265,300 Land $40,000 Building $225,300	$265,300 Land $40,000 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: LTD Broadband, T-Mobile USA, Verizon.

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