Schenectady County and Niskayuna Town property record for 878 Cunningham Ct, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 1964 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Oct 2025) |
| Tax Bill | $11,515 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 50.14-1-12 |
| Primary APN | 422400 50.14-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Upper Floors Area | 429 sqft |
| Basement Area | 358 sqft |
| Finished Basement | 358 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 149 ft deep x 75 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 878 CUNNINGHAM CT |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8605 162ND ST, 1, JAMAICA, NY 11432-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer GUIDANCE RESIDENTIAL LLC |
| Nov 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST NEW YORK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Oct 24, 1995 · Amount on Record |
| Deed Document Number | 20253 |
| Deed Book / Page | 2159 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 22, 2025 |
| Property Address | 878 CUNNINGHAM CT, SCHENECTADY, NY 12309-6302 |
| Document Number | 0000025003 |
| Map Reference | MAP 2 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 202525003 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 878 CUNNINGHAM CT, NISKAYUNA, NY 12309-6302 |
| Name | Verified Name |
|---|---|
| Address | 8605 162ND ST # 1, 1, JAMAICA, NY 11432-3431 |
| Document Number | 0000025004 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 202525004 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2025 |
| Property Address | 878 CUNNINGHAM CT, SCHENECTADY, NY 12309-6302 |
| Document Number | 0000027512 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 202527512 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,696.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2361 ST JOSEPH DR, NISKAYUNA, NY 12309-2216 |
| Name | Verified Name |
|---|---|
| Address | 878 CUNNINGHAM CT, SCHENECTADY, NY 12309-6302 |
| Document Number | 0000027513 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 202527513 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,515.00 (+0.63%) Homeowner's exemption | ||
| 2025 | $11,443.00 | $255,000 (-) Land $42,100 Building $212,900 | $377,800 (+11.12%) Land $62,374 Building $315,426 |
| 2024 | $255,000 (-) Land $42,100 Building $212,900 | $340,000 (+5.33%) Land $56,133 Building $283,867 | |
| 2023 | $255,000 Land $42,100 Building $212,900 | $322,800 Land $53,294 Building $269,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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