878 Carol Ave, Merced, CA 95341 Property Records

Merced County property record for 878 Carol Ave, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,437 sqft · built 1961
Lot Size0.186 acres (8,110 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Apr 2026)
Tax Bill$3,673 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone AO (high risk)
APN035-150-016-000

Property Details

APN / Parcel Number

Primary APN035-150-016-000
Alternative APN
  • 035-150-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,437 sqft Living Area
Gross Area1,864 sqft
1st Floor Area1,437 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Roof MaterialOther
Lot Area8,110 sqft (0.186 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area64 sqft
Patio Area514 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number035-150-016
Street Address878 CAROL AVE
CityMERCED
StateCA
Zip95341-5320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMER AVE TR RESUB LOT 15
Legal SubdivisionMER AVE TR RESUB
Legal Lot Number15
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1011
Census Tract1700

Owner

878 Carol Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Merced County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address878 CAROL AVE, MERCED, CA 95341-5320
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Nov 6, 2025Grant Deed, Transfer · Commercial Mortgage
D2 RESIDENTIAL CAPITAL PARTNERS LP
Jan 7, 2022Intrafamily Transfer, Transfer
NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Jan 7, 2022Grant Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2026 · Amount on File
Deed SaleApr 28, 2026 · Amount on File
Prior SaleNov 6, 2025 · Amount on File
Deed Document Number202610810
Prior Transfer DateDec 15, 2021
Prior Transfer Doc0000001934
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 28, 2026
Property Address878 CAROL AVE, MERCED, CA 95341-5320
Document Number0000010810
Instrument DateApr 23, 2026
Instrument202610810
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$40,551.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address878 CAROL AVE, MERCED, CA 95341-5320

Mortgage

Document Number0000010811,
DateApr 28, 2026
Instrument202610811
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

Mortgage

Document Number0000010812,
DateApr 28, 2026
Instrument202610812
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term30 Months
DueJun 23, 2056
Interest
Rate6.11%
Max Rate-1%

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 6, 2025
Property Address878 CAROL AVE, MERCED, CA 95341-5320
Document Number0000032134
Map ReferenceMB 14 PG 41
Instrument DateOct 31, 2025
Instrument2025032134
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address444 WASHINGTON BLVD, MARINA DEL REY, CA 90292-5214

Mortgage

Document Number0000032135
DateNov 6, 2025
Instrument2025032135
Lender
NameD2 RESIDENTIAL CAPITAL PARTNERS LP
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term9 Months
DueAug 1, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateJan 7, 2022
Property Address878 CAROL AVE, MERCED, CA 95341-5320
Document Number0000001934
Map ReferenceMB 14 PG 41
Instrument DateDec 15, 2021
Instrument2022001934
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address878 CAROL AVE, MERCED, CA 95341-5320

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJan 7, 2022
Property Address878 CAROL AVE, MERCED, CA 95341-5320
Document Number0000001933
Map ReferenceMB 14 PG 41
Instrument DateDec 13, 2021
Instrument2022001933
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address878 CAROL AVE, MERCED, CA 95341-5320

Mortgage

Document Number0000001935
DateJan 7, 2022
Instrument2022001935
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 878 Carol Ave was $3,673, up 5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$295,000 (-10.33%) Land $95,000 Building $200,000
2025$3,673.00 (+4.97%)$328,973 Land $79,590 Building $249,383
2024$3,499.00 (+2.49%)
2023$3,414.00 (+3.8%)$316,200 Land $76,500 Building $239,700
2022$3,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 878 Carol Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims5 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 878 Carol Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Carol Ave

Nearby Streets

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