8778 Boulder Ridge Rd, Laurel, MD 20723 Property Records

Howard County property record for 8778 Boulder Ridge Rd, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3 ba · 2,852 sqft · built 2004
Lot Size	0.08 acres (3,488 sqft)
Owner	2 Trust Names on Record
Last Sale	$666,620 (Jan 2005)
Tax Bill	$9,477 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-569870`

Property Details

APN / Parcel Number

Primary APN	`06-569870`
Alternative APN	`569870`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,852 sqft Total Area
Basement Area	1,065 sqft
Finished Basement	1,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,488 sqft (0.08 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	569870
Street Address	8778 BOULDER RIDGE RD
City	LAUREL
State	MD
Zip	20723-5901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RED
Legal Description	LOT 30 3488 SQ 8778 BOULDER RIDGE STONE LAKE
Legal Subdivision	STONE LAKE
Legal Block	9999
Legal Lot Number	30
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3013
Census Tract	606905

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8778 BOULDER RIDGE RD, LAUREL, MD 20723-5901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2005 · Amount on Record
Deed Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	200553985
Deed Book / Page	8920 / 353
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8778 BOULDER RIDGE RD, LAUREL, MD 20723-5901
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8778 BOULDER RIDGE RD, LAUREL, MD 20723-5901

Mortgage

Document Number	0198580443
Date	Oct 27, 2020
Book Page	19858/443

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,477.00 (-6.97%) Homeowner's exemption	$788,800 (+0.83%)	$801,800 (+2.49%) Land $306,600 Building $495,200
2025	$10,187.00 (+58.65%) Homeowner's exemption	$782,300 (+22.05%) Land $306,600 Building $475,700	$782,300 (-) Land $306,600 Building $475,700
2023		$640,967	$782,300 Land $306,600 Building $475,700
2022	$6,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250