8778 Bondale Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 8778 Bondale Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,880 sqft · built 1970
Lot Size	6.92 acres (301,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2021)
Tax Bill	$2,710 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5546 06 4784`

Property Details

APN / Parcel Number

Primary APN	`5546 06 4784`
Alternative APNs	`10006 0020.600000` `148165` `98853`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,880 sqft Living Area
Gross Area	4,670 sqft
1st Floor Area	1,840 sqft
Upper Floors Area	1,040 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	301,435 sqft (6.92 acres)
Lot Width	284 ft Width
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	726 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	148165
Street Address	8778 BONDALE RD
City	CONCORD
State	NC
Zip	28025-6303
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	WEST SIDE BONDALE DR
Legal Subdivision	FLOWES STORE EAST
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	4
Census Block	4008
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8778 BONDALE RD, CONCORD, NC 28025-6303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jan 8, 2015 · Amount on Record
Deed Book / Page	15364 / 304
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8778 BONDALE RD, CONCORD, NC 28025-6303
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001668558
Date	Oct 18, 2023
Book Page	16685/58

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 28, 2021
Property Address	8778 BONDALE RD, CONCORD, NC 28025-6303
Document Number	0015364304
Book / Page	15364 / 304
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 PROSPEROUS PATH, 406, LOCUST, NC 28097-0050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8778 BONDALE RD, CONCORD, NC 28025-6303

Mortgage

Document Number	0015364307
Date	Jul 28, 2021
Instrument	15364/307

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,710 (+56.75%) Land $140,680 Building $365,030
2024			$505,710 (+56.75%) Land $140,680 Building $365,030
2023	$2,710.00	$322,620 Land $72,560 Building $250,060	$322,620 Land $72,560 Building $250,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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