Shelby County property record for 8777 Lochard Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,172 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (May 2017) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1917226.012 |
| Primary APN | 44-1917226.012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 428 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 8777 LOCHARD RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-8569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R07 T01 S17 SECOR NE1/4 NE QR 340-19-17-226-012PLAT V6 P445 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 971700 |
8777 Lochard Rd is owned and occupied by an individual who acquired it in May 2022.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 16, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | Jul 6, 1990 · Amount on File |
| Deed Document Number | 20172664 |
| Deed Book / Page | 2083 / 649 |
| Last Transfer Date | May 3, 2022 |
| Transfer Doc | 02309/4591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jun 21, 2022 |
| Property Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Document Number | 02309/4591 |
| Book / Page | 2309 / 4591 |
| Instrument Date | May 3, 2022 |
| Instrument | 202203479 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Document Number | 0202203480 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 202203480 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 9, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2225/285 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2225/285 |
| Instrument | 202000003214 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | May 16, 2017 |
| Property Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Document Number | 002083/649 |
| Book / Page | 2083 / 649 |
| Instrument Date | May 16, 2017 |
| Instrument | 201700002664 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8777 LOCHARD RD, SIDNEY, OH 45365-8569 |
| Document Number | 201700002665 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 201700002665 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 8777 Lochard Rd was $2,506 with a homeowner's exemption, down 5.7% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Salem Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,506.00 (-5.68%) | $72,840 (-) Land $11,200 Building $61,640 | |
| 2024 | $2,657.00 (-2.14%) Homeowner's exemption | $72,840 (-) Land $11,200 Building $61,640 | |
| 2023 | $2,715.00 (+14.65%) Homeowner's exemption | $72,840 (+33.26%) Land $11,200 Building $61,640 | $208,110 Land $32,000 Building $176,110 |
| 2022 | $2,368.00 Homeowner's exemption | $54,660 Land $9,100 Building $45,560 | |
| 2020 | $156,160 Land $26,000 Building $130,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8777 Lochard Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1990–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8777 Lochard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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