8774 E Midwater Ct, Inverness, FL 34453 Property Records

Citrus County property record for 8774 E Midwater Ct, Inverness, FL 34453

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 720 sqft · built 1970
Lot Size	1.18 acres (51,499 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2026)
Tax Bill	$181 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20E-18S-27-2A000-013.0`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-27-2A000-013.0`
Alternative APNs	`20E-18S-27-0000-2A000-0130` `2718S20E2A0000130` `2282321`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	800 sqft
1st Floor Area	720 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	51,499 sqft (1.18 acres)
Lot Dimensions	340 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Porch	Enclosed Wood Porch
Porch Area	200 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2282321
Street Address	8774 E MIDWATER CT
City	INVERNESS
State	FL
Zip	34453-1121
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	MIDWATER ESTS UNREC SUB LOT 13: BEG AT E1/4 COR SECT 27-18-20 TH S 0DEG 3M 33S E 325 FT TH N 89 DEG 55M 13S W 600 FT TO POB TH N 89 DEG 55M 13S W 150 FT TH S 00 DEG 03M 33S W 343.13 FT TH S 89 DEG 54M 45S E 150 FT TH N 00DEG 03M 33S E 343.16 FT TO PO
Legal Range	20E
Legal Township	18S
Legal Section	27
Legal Subdivision	MIDWATER ESTATES UNREC 2A000
Legal Block	2A000
Legal Lot Number	13
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450901

Owner

8774 E Midwater Ct, a mobile home, is owned and occupied by two individuals who bought it in June 2026.

Source: Citrus County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4199 N LONGVALLEY RD, HERNANDO, FL 34442-2896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Special Warranty Deed, Transfer · Balloon Mortgage NONE LISTED ON DOCUMENT
Jun 1, 2026	Special Warranty Deed, Transfer · Balloon Mortgage NONE LISTED ON DOCUMENT
Nov 26, 2025	Warranty Deed, Transfer FIRST INT'L TITLE, FIRST INTL TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	202632015
Deed Book / Page	3675 / 565
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 1, 2026
Property Address	8774 E MIDWATER CT, INVERNESS, FL 34453-1121
Document Number	0036750565
Book / Page	3675 / 565
Instrument Date	Jun 1, 2026
Instrument	202632015
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 N LONGVALLEY RD, HERNANDO, FL 34442-2896
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032016,
Date	Jun 1, 2026
Instrument	202632016

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 1, 2026
Property Address	8774 E MIDWATER CT, INVERNESS, FL 34453-1121
Document Number	0000032015
Book / Page	3675 / 565
Instrument Date	Jun 1, 2026
Instrument	202632015
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 N LONGVALLEY RD, HERNANDO, FL 34442-2896
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032016,
Date	Jun 1, 2026
Instrument	202632016

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 26, 2025
Property Address	8774 E MIDWATER CT, INVERNESS, FL 34453-1121
Document Number	0036230752
Book / Page	3623 / 752
Instrument Date	Nov 26, 2025
Instrument	2025072057
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST INT'L TITLE, FIRST INTL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8774 EMIDWATER CT, INVERNESS, FL 34453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SW KINGS BAY DR, CRYSTAL RIVER, FL 34429-4605

Tax Assessment & Valuation

The 2025 property tax bill for 8774 E Midwater Ct was $181 with a homeowner's exemption, up 34.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (+34.07%) Homeowner's exemption	$23,445 (-47.46%)	$48,460 (+8.61%) Land $13,700 Building $34,760
2024	$135.00 Homeowner's exemption Additional exemption filed	$44,620 (+8.94%) Land $11,340 Building $33,280	$44,620 (+8.94%) Land $11,340 Building $33,280
2023	$135.00 Homeowner's exemption Additional exemption filed	$40,958 (+8.5%) Land $10,240 Building $30,718	$40,958 (+8.5%) Land $10,240 Building $30,718
2022	$135.00 Homeowner's exemption Additional exemption filed	$37,750 Land $8,190 Building $29,560	$37,750 Land $8,190 Building $29,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8774 E Midwater Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8774 E Midwater Ct is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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