Santa Rosa County property record for 8773 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 1980 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,623 (Sep 2019) |
| Tax Bill | $922 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00600-0020 |
| Primary APN | 21-2S-26-2740-00600-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 2,323 sqft |
| 1st Floor Area | 1,511 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8773 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 1ST ADD LOT 2 BLK 6 AS DES IN OR 3038 PG 759 & IN OR 3868 PG 1492 LESS ALL MINERAL RIGHTS |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10827 |
Source: Santa Rosa County records · APN 21-2S-26-2740-00600-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8773 LAREDO ST, NAVARRE, FL 32566-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 10, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Feb 11, 2011 · Amount on Record |
| Deed Document Number | 201940367 |
| Deed Book / Page | 3868 / 1492 |
| Prior Transfer Date | Aug 30, 2019 |
| Prior Transfer Doc | 0038681492 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8773 LAREDO ST, NAVARRE, FL 32566-2131 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 8773 LAREDO ST, NAVARRE, FL 32566-2131 |
| Document Number | 0041920671 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4192/671 |
| Instrument | 202168396 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 8773 LAREDO ST, NAVARRE, FL 32566-2131 |
| Document Number | 0038681492 |
| Book / Page | 003868 / 001492 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 40367 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $291.36 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8773 LAREDO ST NAVARRE FL 325662131, NAVARRE, FL 32566-2131 |
| Document Number | 38681494 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 003868/001494 |
| Instrument | 40368 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 09, 2034 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,045 (+2.9%) | $271,719 (+12.84%) Land $80,000 Building $191,719 | |
| 2024 | $922.00 (+4.06%) Homeowner's exemption Disabled Person's exemption | $110,831 (+3%) | $240,806 (+0.92%) Land $75,000 Building $165,806 |
| 2023 | $886.00 (+4.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $107,603 (+3%) | $238,611 (+19.54%) Land $75,000 Building $163,611 |
| 2022 | $849.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $104,469 | $199,603 Land $45,000 Building $154,603 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108273, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 321 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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