8770 Loft Pt, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 8770 Loft Pt, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,142 sqft · built 2021
Lot Size	0.317 acres (13,821 sqft)
Owner	2 Trust Names on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$13,428 (2025)
Deeds & Mortgages	Dec 2021 Transfer Sep 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26-25-20-0190-01200-0280`

Property Details

APN / Parcel Number

Primary APN	`26-25-20-0190-01200-0280`
Alternative APNs	`2025260190012000280` `41842648`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,142 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	3,142 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,821 sqft (0.317 acres)
Garage Type	Attached
Garage Area	586 sqft
Driveway	Concrete Driveway
Driveway Area	312 sqft
Pool Area	288 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8770 LOFT PT
City	WESLEY CHAPEL
State	FL
Zip	33545-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	EPPERSON NORTH VILLAGE D-2 PB 80 PG 54 BLOCK 12 LOT 28
Legal Subdivision	EPPERSON NORTH
Legal Tract	190
Legal Block	12
Legal Lot Number	28
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1018
Census Tract	32103

Owner

8770 Loft Pt is owner-occupied and held in a trust since December 2021.

Source: Pasco County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8770 LOFT PT, WESLEY CHAPEL, FL 33545-5500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer ATTORNEY
Sep 21, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage AMERICAN MOMENTUM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	2020156172
Deed Book / Page	10180 / 3293
Last Transfer Date	Dec 17, 2021
Transfer Doc	0105102759
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Dec 20, 2021
Property Address	8770 LOFT PT, WESLEY CHAPEL, FL 33545-5500
Document Number	0105102759
Book / Page	10510 / 2759
Map Reference	MB 80 PG 54
Instrument Date	Dec 17, 2021
Instrument	2021272715
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8770 LOFT PT, WESLEY CHAPEL, FL 33545-5500

September 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 21, 2020
Property Address	8770 LOFT PT, WESLEY CHAPEL, FL 33545-5500
Document Number	0101803293
Book / Page	10180 / 3293
Map Reference	MB 80 PG 54
Instrument Date	Sep 10, 2020
Instrument	2020156172
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 S DIXIE HWY STE 310, 1430, CORAL GABLES, FL 33146-3173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10215 EVERGREEN HILL DR, TAMPA, FL 33647-2945

Mortgage

Document Number	0101803295
Date	Sep 21, 2020
Instrument	10180/3295

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8770 Loft Pt was $13,428 with a homeowner's exemption, up 6.9% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,300 (+2.7%)	$731,135 (-0.91%) Land $160,080 Building $571,055
2025	$13,428.00 (+6.94%) Homeowner's exemption	$576,730 Land $160,080 Building $416,650	$737,837 Land $160,080 Building $577,757
2024	$12,557.00 (+3.12%)
2023	$12,177.00 (+9.7%) Additional exemption filed	$544,160 (+3%) Land $86,780 Building $457,380	$596,079 (+12.83%) Land $86,780 Building $509,299
2022	$11,100.00 Homeowner's exemption	$528,311 Land $92,180 Building $436,131	$528,311 Land $92,180 Building $436,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8770 Loft Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 288 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	288 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8770 Loft Pt is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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