8770 Bell Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 8770 Bell Rd, Cambridge, OH 43725

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,240 sqft · built 1890
Lot Size1.72 acres (75,272 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jan 2023)
Tax Bill$1,651 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2021 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-0000683.000

Property Details

APN / Parcel Number

Primary APN18-0000683.000
Alternative APN
  • 001822-2

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,240 sqft Living Area
1st Floor Area1,504 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Roof MaterialMetal
Lot Area75,272 sqft (1.72 acres)
Garage TypeAttached
Garage Area624 sqft
DrivewayDriveway
PorchPorch
Porch Area212 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number001822-2
Street Address8770 BELL RD
CityCAMBRIDGE
StateOH
Zip43725-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR3 T3 SS08 MID PT SE & SW 1/4
Legal Range03W
Legal Township03N
Legal Section08
Legal SubdivisionUNITED STATES MILITARY LANDS SURVEY
Legal Tract3
JurisdictionGUERNSEY OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2093
Census Tract977200

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address749 HIGHLAND AVE, CAMBRIDGE, OH 43725-1745
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed, Transfer · Commercial Mortgage
THE FARMERS AND MERCHANTS BANK
Dec 30, 2021Deed, Transfer · Line of Credit
FIRST FEDERAL COMMUNITY BANK NA
Aug 8, 2017Intrafamily Transfer, Transfer
Sep 20, 2010Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2023 · Amount on Record
Deed SaleJan 18, 2023 · Amount on Record
Prior SaleSep 20, 2010 · Amount on Record
Deed Document Number2023336
Deed Book / Page587 / 2580
Prior Transfer DateJul 3, 2017
Prior Transfer Doc00549/1417
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionGUERNSEY OH
Recording DateJan 18, 2023
Property Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
Document Number00587/2580
Book / Page587 / 2580
Instrument DateNov 9, 2022
Instrument202300000336
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number202300000337
DateJan 18, 2023
Instrument202300000337
Lender
NameTHE FARMERS AND MERCHANTS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueDec 16, 2052

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionGUERNSEY OH
Recording DateDec 30, 2021
Property Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
Document Number00579/5077
Book / Page579 / 5077
Instrument DateDec 21, 2021
Instrument202100007396
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyALTA LAND TITLE, ALPHA LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Interest
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 309, GNADENHUTTEN, OH 44629-0309
InvestorPossibly a Property Investor

Mortgage

Document Number202100007397
DateDec 30, 2021
Instrument202100007397
Lender
NameFIRST FEDERAL COMMUNITY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUERNSEY OH
Recording DateAug 8, 2017
Property Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
Document Number00549/1417
Book / Page549 / 1417
Map ReferenceVOL 542 PG 188
Instrument DateJul 3, 2017
Instrument201700004481
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
InvestorPossibly a Property Investor

September 2010: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionGUERNSEY OH
Recording DateSep 20, 2010
Property Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
Document Number00473/0915
Book / Page473 / 0915
Instrument DateJul 20, 2010
Instrument201000004251
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Tax$1,309.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8770 BELL RD, CAMBRIDGE, OH 43725-9591
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGuernsey County
County SubdivisionLiberty Township
Unified School DistrictCambridge City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,651.00 (-1.49%)$38,479 (-) Land $9,188 Building $29,291
2024$1,676.00 (+19.03%)$38,479 (+22.99%) Land $9,188 Building $29,291$109,940 (+13.77%) Land $26,250 Building $83,690
2023$1,408.00 (-8.03%)$31,287 (-7.49%) Land $7,469 Building $23,818
2022$1,531.00$33,820 Land $9,760 Building $24,060$96,630 (+8.1%) Land $27,880 Building $68,750
2021$89,390 Land $21,340 Building $68,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1998–2005)
Claims Outside the SFHA4 of 5
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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