Santa Cruz County property record for 877 Via Gaviota, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,969 sqft · built 1982 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,038 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-191-19 |
| Primary APN | 054-191-19 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,969 sqft Living Area |
| Gross Area | 4,322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,360 sqft (0.146 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 1,353 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 683 sqft |
| Patio Area | 683 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 877 VIA GAVIOTA |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE BEACH ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122205 |
877 Via Gaviota is owned by two individuals who acquired it in May 2003.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33600 S KOSTER RD, TRACY, CA 95304-8996 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2003 |
| Transfer Doc | 0000054600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 9, 2026 |
| Property Address | 877 VIA GAVIOTA, APTOS, CA 95003-5607 |
| Document Number | 0000013049 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202613049 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 33720 S KOSTER RD, TRACY, CA 95304-8791 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 877 VIA GAVIOTA, APTOS, CA 95003-5607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 33720 S KOSTER RD, TRACY, CA 95304-8791 |
| Document Number | 0000032671 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0032671 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 877 Via Gaviota was $15,038, up 11.4% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,161,191 (+2%) Land $652,985 Building $508,206 | ||
| 2025 | $15,038.00 (+11.43%) | $1,138,423 Land $640,181 Building $498,242 | |
| 2024 | $13,495.00 (+2%) | ||
| 2023 | $13,231.00 (+2.11%) | $1,094,216 Land $615,322 Building $478,894 | $2,855,970 |
| 2022 | $12,957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 877 Via Gaviota in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 21 (1998–2023) |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 877 Via Gaviota has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, Etheric Networks, Verizon.
5G (outdoors only) and 4G LTE
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