877 Joseph Gray, Truckee, CA 96161 Property Records

Placer County property record for 877 Joseph Gray, Truckee, CA 96161

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,318 sqft · built 2001
Lot Size0.785 acres (34,188 sqft)
OwnerTrust Name on File
Last Sale$2,000,000 (Jul 2018)
Tax Bill$24,845 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-060-007-000

Property Details

APN / Parcel Number

Primary APN108-060-007-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,318 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleContemporary
Construction TypeFrame
Lot Area34,188 sqft (0.785 acres)
Garage Area632 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address877 JOSEPH GRAY
CityTRUCKEE
StateCA
Zip96161-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 60 LAHONTAN UNIT NO 1 T-63
Legal SubdivisionLAHONTAN UNIT NO. 1
Legal Lot Number60
JurisdictionPLACER CA
Township / Civil DivisionCOLFAX-MONUMENTAL RIDGE
Census Block Group1
Census Block1046
Census Tract22011

Owner

877 Joseph Gray is held in a trust since July 2018.

Source: Placer County records, as of July 13, 2026

Owner of RecordTrust Name on File
Mailing Address1817 WALNUT AVE, MANHATTAN BEACH, CA 90266-5018
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 18, 2019Deed of Trust, Mortgage · ARM
BROKER SOLUTIONS INC
Jul 9, 2018Grant Deed, Transfer · ARM
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on File
Deed SaleJul 9, 2018 · Amount on File
Prior SaleFeb 17, 2015 · Amount on File
Deed Document Number201848478
Prior Transfer DateOct 2, 2003
Prior Transfer Doc0000176297
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address877 JOSEPH GRAY, TRUCKEE, CA 96161-5121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRGC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052106
DateJun 3, 2020
Instrument2020-0052106
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address877 JOSEPH GRAY, TRUCKEE, CA 96161-5121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALOFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041502
DateJun 18, 2019
Instrument2019-0041502
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateJul 9, 2018
Property Address877 JOSEPH GRAY, TRUCKEE, CA 96161-5121
Document Number0000048478
Map ReferenceMB T PG63
Instrument DateJul 2, 2018
Instrument2018-0048478
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1817 WALNUT AVE, MANHATTAN BEACH, CA 90266-5018

Mortgage

Document Number0000048479
DateJul 9, 2018
Instrument2018-0048479
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateAug 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 877 Joseph Gray was $24,845.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Unified School DistrictTahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,275,653 (+2%) Land $455,129 Building $1,820,524
2025$24,845.00$2,231,033 Land $446,205 Building $1,784,828
2023$24,286.00 (+1.92%)$2,144,401 Land $428,879 Building $1,715,522
2022$23,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 877 Joseph Gray in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 877 Joseph Gray is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHSTAR CSD - MARTIS VALLEY
serves 4,432 people · EPA ID CA3110051
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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