Weld County property record for 877 Emerald Lakes St, Severance, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,372 sqft · built 2020 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Sep 2025) |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8071-12-4-90-19 |
| Primary APN | 8071-12-4-90-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,272 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Frame/Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R8962036 |
|---|---|
| Street Address | 877 EMERALD LAKES ST |
| City | SEVERANCE |
| State | CO |
| Zip | 80550-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLOCK 8 HIDDEN VALLEY FARM 5TH FG |
| Legal Subdivision | HIDDEN VALLEY FARM 5TH FG |
| Legal Block | 8 |
| Legal Lot Number | 19 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 2208 |
Source: Weld County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 877 EMERALD LAKES ST, SEVERANCE, CO 80550-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Apr 12, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS |
| Mar 16, 2020 | Grant Deed, Transfer PPME LAND CORP |
| Mar 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 20255050534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 877 EMERALD LAKES ST, SEVERANCE, CO 80550-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004906572 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 4906572 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Apr 12, 2021 |
| Property Address | 877 EMERALD LAKES ST, SEVERANCE, CO 80550-2403 |
| Document Number | 0004703428 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 4703428 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | UNIFIED TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.03 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0004703429 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 4703429 |
| Name | MORTGAGE SOLUTIONS OF ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Mar 16, 2020 |
| Property Address | 877 EMERALD LAKES ST, SEVERANCE, CO 80550-2403 |
| Document Number | 0004575348 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 4575348 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475 |
| Investor | Possibly a Property Investor |
| Document Number | 4575356 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 4575356 |
| Name | PPME LAND CORP |
|---|---|
| Address | 212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 15, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Mar 2, 2020 |
| Property Address | 877 EMERALD LAKES ST, SEVERANCE, CO 80550-2403 |
| Document Number | 0004570906 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 4570906 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 212 N WAHSATCH AVE #301 COLORADO SPRINGS CO 809033476, 301, COLORADO SPRINGS, CO 80903-3476 |
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Severance Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,110 (-2.09%) Land $5,810 Building $21,300 | $443,061 (-) Land $95,000 Building $348,061 | |
| 2025 | $4,849.00 (-7.14%) | $27,690 (-18.92%) Land $5,940 Building $21,750 | $443,061 (-12.23%) Land $95,000 Building $348,061 |
| 2024 | $5,222.00 (+6.35%) | ||
| 2023 | $4,910.00 | $34,150 Land $6,430 Building $27,720 | $504,822 Land $95,000 Building $409,822 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| TDS Telecom Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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