877 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 877 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,374 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,681 (Dec 2003)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-087-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-087-00`
Alternative APN	`03-51-300-087-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	1,010 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	877 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COMM 738.45' NELY OF INTER OF ELY ST & N&S 1/4 LN SEC 32 TH NELY ON C/L OF ELY ST 66' TH SELY 90 DEGREE TO ELY ST 165' TH SWLY PPL TO ELY ST 66' TH NWLY 165' TO POB SEC 32 T2N R13W (89)
Legal Range	13W
Legal Township	02N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	877 ELY ST, ALLEGAN, MI 49010-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2003 · Amount on Record
Deed Sale	Dec 4, 2003 · Amount on Record
Prior Sale	Oct 17, 1995 · Amount on Record
Deed Book / Page	2599 / 559
Last Transfer Date	Jan 19, 2021
Transfer Doc	004574/276
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 4, 2021
Property Address	877 ELY ST, ALLEGAN, MI 49010-1515
Document Number	004574/276
Book / Page	4574 / 276
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	877 ELY ST, ALLEGAN, MI 49010-1515

Mortgage

Document Number	0004574279
Date	Feb 4, 2021
Instrument	4574/279

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,100 (+3.91%) Land $18,200 Building $103,900	$244,200 (+3.91%) Land $36,400 Building $207,800
2025	$1,940.00 (+2.27%) Homeowner's exemption	$117,500 (+44%) Land $15,200 Building $102,300	$235,000 (+44%) Land $30,400 Building $204,600
2024	$1,897.00 (+26.72%)
2023		$81,600 Land $12,500 Building $69,100	$163,200 Land $25,000 Building $138,200
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30