877 Co Rd 3 SE, Osakis, MN 56360 Property Records

Douglas County property record for 877 Co Rd 3 SE, Osakis, MN 56360

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,557 sqft · built 1959
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$2,026 (2026)
Deeds & Mortgages	May 2021 Second Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-0287-000`

Property Details

APN / Parcel Number

Primary APN	`51-0287-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1991
Lot Area	58,806 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	74 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	70 sqft

Location & Zoning

Street Address	877 COUNTY ROAD 3 SE
City	OSAKIS
State	MN
Zip	56360-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-23 TWP-128 RANG-36 1.35 AC OF SW4NE4 AC 1.35 SUBJECT TO HIGHWAY EASEMENT
Legal Range	36
Legal Township	128
Legal Section	23
Jurisdiction	DOUGLAS MN
Township / Civil Division	OSAKIS
Census Block Group	3
Census Block	3002
Census Tract	450800

Owner

Source: Douglas County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	877 COUNTY ROAD 3 SE, OSAKIS, MN 56360-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Deed Document Number	202126453
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Property Address	877 COUNTY ROAD 3 SE, OSAKIS, MN 56360-8005
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26455
Date	May 6, 2021
Instrument	26455

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS MN
Recording Date	May 6, 2021
Property Address	877 COUNTY ROAD 3 SE, OSAKIS, MN 56360-8005
Document Number	26453
Instrument Date	May 5, 2021
Instrument	26453
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ALEXANDRIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	877 COUNTY ROAD 3 SE, OSAKIS, MN 56360-8005

Mortgage

Document Number	0000026454
Date	May 6, 2021
Instrument	26454

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Douglas County
County Subdivision	Osakis Township
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,026.00 (+10.95%) Homeowner's exemption	$217,700 (+0.83%) Land $38,400 Building $179,300	$217,700 (+0.83%) Land $38,400 Building $179,300
2023	$1,826.00 Homeowner's exemption	$215,900 Land $33,400 Building $182,500	$215,900 Land $33,400 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3
Arvig DSL	10 / 1

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