Polk County property record for 877 4th St, Clear Lake, WI 54005
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Aug 2016) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00356-0000 |
| Primary APN | 113-00356-0000 |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 877 4TH ST |
|---|---|
| City | CLEAR LAKE |
| State | WI |
| Zip | 54005-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 200 FT OUTLOT 123 ASSESSOR'S PLAT |
| Legal Lot Number | 123 |
| Jurisdiction | POLK WI |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 961100 |
877 4th St is owned and occupied by an individual who bought it in August 2016.
Source: Polk County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 341, CLEAR LAKE, WI 54005-0341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK LA CROSSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2016 · Amount on File |
| Deed Sale | Aug 18, 2016 · Amount on File |
| Deed Document Number | 843027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 877 4TH ST, CLEAR LAKE, WI 54005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 889850 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 889850 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 877 4TH ST, CLEAR LAKE, WI 54005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 853369 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 853369 |
| Name | CITIZENS STATE BANK LA CROSSE |
|---|---|
| Type | Bank |
| Address | Clayton, WI 54004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 877 4th St was $3,138 with a homeowner's exemption.
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Clear Lake Village |
| Unified School District | Clear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 Homeowner's exemption | $169,900 Land $35,000 Building $134,900 | $244,000 Land $50,265 Building $193,735 |
| 2023 | $2,984.00 Homeowner's exemption | $169,900 Land $35,000 Building $134,900 | $244,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 877 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 877 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE WATERWORKS serves 1,061 people · EPA ID WI6490335 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextGen Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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