8768 Mud Lake Rd, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 8768 Mud Lake Rd, Mountain Iron, MN 55768

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1960
Lot Size0.231 acres (10,071 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2023)
Tax Bill$1,096 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN175-0056-00010

Property Details

APN / Parcel Number

Primary APN175-0056-00010
Alternative APNs
  • 1159441
  • 782693

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,200 sqft Gross Area
1st Floor Area1,200 sqft
Basement Area456 sqft
Finished Basement456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area10,071 sqft (0.231 acres)
Garage Area528 sqft
Storage Building72 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1159441
Street Address8768 MUD LAKE RD
CityMOUNTAIN IRON
StateMN
Zip55768-8235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0001 BLOCK:000 SERIAL #
Legal SubdivisionSOUTHERN ADDITION TO MOUNTAIN IRON
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionMOUNTAIN IRON
Census Block Group3
Census Block3017
Census Tract12800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8768 MUD LAKE RD, MOUNTAIN IRON, MN 55768-8235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Warranty Deed, Transfer · Conventional Mortgage
THE MINERS NATIONAL BANK OF EVELETH
Oct 3, 2017Deed of Trust, Mortgage · Line of Credit
AMERICAN BK/THE NORTH
Sep 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number20231479579
Prior Transfer DateSep 20, 2017
Prior Transfer Doc00A1318863
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 12, 2023
Property Address8768 MUD LAKE RD, MOUNTAIN IRON, MN 55768-8235
Document Number0001479579
Instrument DateNov 7, 2023
Instrument1479579
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8768 MUD LAKE RD, MOUNTAIN IRON, MN 55768-8235

Mortgage

Document Number0001479580
DateDec 12, 2023
Instrument1479580
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address8768 MUD LAKE RD, MOUNTAIN IRON, MN 55768-8235
Document Number00A1320823
Instrument DateOct 3, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8768 MUD LAKE RD MOUNTAIN IRON MN 557688235, MOUNTAIN IRON, MN 55768-8235

Mortgage

Document Number00A1320823
DateOct 26, 2017
InstrumentA1320823
Lender
NameAMERICAN BK/THE NORTH
TypeBank
AddressMOUNT IRON, MN 55768
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2027
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateSep 28, 2017
Property Address8768 MUD LAKE RD, MOUNTAIN IRON, MN 55768-8235
Document Number00A1318863
Instrument DateSep 20, 2017
InstrumentA1318863
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityMountain Iron City
Unified School DistrictMountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,096.00 (-2.14%) Homeowner's exemption
2025$1,120.00 (-4.92%) Homeowner's exemption$185,400 (+12.43%) Land $19,200 Building $166,200$185,400 (+12.43%) Land $19,200 Building $166,200
2024$164,900 (+9.13%) Land $18,200 Building $146,700$164,900 (+9.13%) Land $18,200 Building $146,700
2023$1,178.00 Homeowner's exemption
2022$151,100 Land $18,200 Building $132,900$151,100 Land $18,200 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMountain Iron
serves 2,880 people · EPA ID MN1690035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless in parts of the area
1,000 / 50

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