8766 Igou Gap Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8766 Igou Gap Rd, Chattanooga, TN 37421

Property Summary

Property Type	Vacant Land
Details	1.5 ba · 1,498 sqft · built 1960
Lot Size	5.79 acres (252,212 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jul 2009)
Tax Bill	$807 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`159E A 004`

Property Details

APN / Parcel Number

Primary APN	`159E A 004`
Alternative APNs	`0000101435` `101435`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	252,212 sqft (5.79 acres)
Lot Dimensions	626 ft deep x 1,270 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	8766 IGOU GAP RD
City	CHATTANOOGA
State	TN
Zip	37421-3348
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	SE 1/4 SEC 7 TWP 1 S R 2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11323

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1815 JULIAN RIDGE RD, CHATTANOOGA, TN 37421-3323
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Intrafamily Transfer, Transfer
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MILLENNIUM BK
Oct 30, 2018	Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK
Oct 26, 2018	Loan Modification, Mortgage MILLENNIUM BK
Sep 22, 2017	Trustee's Deed, Construction Loan · Line of Credit MILLENNIUM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2009 · Amount on Record
Deed Sale	Jul 20, 2009 · Amount on Record
Deed Document Number	2009318
Deed Book / Page	8978 / 666
Last Transfer Date	Apr 17, 2024
Transfer Doc	0000000018
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 18, 2024
Property Address	8766 IGOU GAP RD, CHATTANOOGA, TN 37421-3348
Document Number	0000000018
Book / Page	13568 / 368
Instrument Date	Apr 17, 2024
Instrument	2024041800018
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1815 JULIAN RIDGE RD, CHATTANOOGA, TN 37421-3323

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8766 IGOU GAP RD, CHATTANOOGA, TN 37421-3348
Document Number	0823000141
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1815 JULIAN RIDGE RD CHATTANOOGA TN 374213323, CHATTANOOGA, TN 37421-3323

Mortgage

Document Number	0823000141
Date	Aug 23, 2019
Book Page	011737/000934
Instrument	190823000141

Lender

Name	MILLENNIUM BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	8766 IGOU GAP RD, CHATTANOOGA, TN 37421-3348
Document Number	1126000180
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1815 JULIAN RIDGE RD CHATTANOOGA TN 374213323, CHATTANOOGA, TN 37421-3323

Mortgage

Document Number	1126000180
Date	Nov 26, 2018
Book Page	011508/000494
Instrument	181126000180

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	8766 IGOU GAP RD, CHATTANOOGA, TN 37421-3348
Document Number	1109000029
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1815 JULIAN RIDGE RD CHATTANOOGA TN 374213323, CHATTANOOGA, TN 37421-3323

Mortgage

Document Number	1109000029
Date	Nov 9, 2018
Book Page	011498/000009
Instrument	181109000029

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 8, 2019

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 22, 2017
Property Address	8766 IGOU GAP RD, CHATTANOOGA, TN 37421-3348
Book / Page	011160 / 000143
Instrument Date	Sep 18, 2017
Instrument	105
Transaction Type	Construction Loan
Record Updated	Oct 23, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1815 JULIAN RIDGE RD CHATTANOOGA TN 374213323, CHATTANOOGA, TN 37421-3323

Mortgage

Document Number	0000000105
Date	Sep 22, 2017
Book Page	011160/000143
Instrument	105

Lender

Name	MILLENNIUM BK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 21, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (-47.29%)	$53,300 (-22.13%)	$213,200 (-22.13%) Land $213,200
2024	$1,531.00	$68,450 (-)	$273,800 (-) Land $169,700 Building $104,100
2023	$1,531.00	$68,450 (-)	$273,800 (-) Land $169,700 Building $104,100
2022	$1,531.00	$68,450	$273,800 Land $169,700 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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