8766 Bernard Dr, Mentor, OH 44060 Property Records

Lake County property record for 8766 Bernard Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1998
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Aug 2005)
Tax Bill	$7,380 (2023)
Deeds & Mortgages	Feb 2021 Mortgage May 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-A-017-D-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-017-D-00-038-0`
Alternative APN	`D 117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	656 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	102 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	D 117
Street Address	8766 BERNARD DR
City	MENTOR
State	OH
Zip	44060-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 TRACT 2
Legal Subdivision	MENTOR VIEW SUBDIVISION NO.2
Legal Tract	2
Legal Lot Number	18
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2000
Census Tract	203400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8766 BERNARD DR, MENTOR, OH 44060-6911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
May 30, 2025	Transfer on Death Deed, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Prior Sale	Nov 19, 1998 · Amount on Record
Deed Document Number	3698
Deed Book / Page	58 / 1371
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8766 BERNARD DR, MENTOR, OH 44060-6911
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003922
Date	Feb 3, 2021
Instrument	2021R003922

Lender

Name	T2 FINANCIAL LLC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	May 30, 2025
Property Address	8766 BERNARD DR, MENTOR, OH 44060-6911
Document Number	0000011014
Map Reference	VOL G PG 145
Instrument Date	May 29, 2025
Instrument	2025R011014
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8766 BERNARD DR, MENTOR, OH 44060-6911

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8766 BERNARD DR, MENTOR, OH 44060-6911
Document Number	0000018718
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8766 BERNARD DR MENTOR OH 440606911, MENTOR, OH 44060-6911

Mortgage

Document Number	0000018718
Date	Jul 13, 2020
Instrument	18718

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 12, 2030

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	8766 BERNARD DR, MENTOR, OH 44060-6911
Document Number	0000018719
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8766 BERNARD DR MENTOR OH 440606911, MENTOR, OH 44060-6911

Mortgage

Document Number	0000018719
Date	Jul 13, 2020
Instrument	18719

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,380.00 (+125.55%) Homeowner's exemption	$71,030 (-) Land $10,870 Building $60,160
2022	$3,272.00 Homeowner's exemption	$71,030 Land $10,870 Building $60,160
2021			$202,940 Land $31,060 Building $171,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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