8765 Cherry Spring Dr, Cordova, TN 38016 Property Records

Shelby County property record for 8765 Cherry Spring Dr, Cordova, TN 38016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,357 sqft · built 1988
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2018)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-6516-D0-0005`

Property Details

APN / Parcel Number

Primary APN	`09-6516-D0-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,357 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	2,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8765 CHERRY SPRING DR
City	CORDOVA
State	TN
Zip	38016-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SS CHERRY SPRING DR SS CHERRY SPRING DR
Legal Subdivision	CARROLLWOOD LAKES SEC F-1
Legal Lot Number	79
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	21141

Owner

8765 Cherry Spring Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8765 CHERRY SPRING DR, CORDOVA, TN 38016-8434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L
Jul 17, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	201871008
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	8765 CHERRY SPRING DR, CORDOVA, TN 38016-8434
Document Number	0000078353
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8765 CHERRY SPRING DR CORDOVA TN 380168434, CORDOVA, TN 38016-8434

Mortgage

Document Number	0000078353
Date	Jul 29, 2020
Instrument	78353

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 17, 2018
Property Address	8765 CHERRY SPRING DR, CORDOVA, TN 38016-8434
Document Number	0000071008
Instrument Date	Jul 16, 2018
Instrument	71008
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8765 CHERRY SPRING DR CORDOVA TN 380168434, CORDOVA, TN 38016-8434

Mortgage

Document Number	71009
Date	Jul 17, 2018
Instrument	71009

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8765 Cherry Spring Dr was $1,996.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00	$74,225 Land $17,500 Building $56,725	$296,900 Land $70,000 Building $226,900
2023		$57,275 Land $10,075 Building $47,200
2022	$3,488.00
2021			$229,100 Land $40,300 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8765 Cherry Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8765 Cherry Spring Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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