8765 Bancroft Dr, Waldorf, MD 20603 Property Records

Charles County property record for 8765 Bancroft Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,161 sqft · built 2008
Lot Size	0.228 acres (9,933 sqft)
Owner	Individual Name on File
Last Sale	$664,500 (Jun 2026)
Tax Bill	$16,785 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-319955`

Property Details

APN / Parcel Number

Primary APN	`06-319955`
Alternative APN	`319955`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,161 sqft Living Area
Gross Area	5,667 sqft
1st Floor Area	1,790 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,933 sqft (0.228 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	319955
Street Address	8765 BANCROFT DR
City	WALDORF
State	MD
Zip	20603-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 8 BLK J SEC 2 BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	J
Legal Lot Number	8
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

8765 Bancroft Dr is owned and occupied by an individual who bought it in June 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8765 BANCROFT DR, WALDORF, MD 20603-4031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Book / Page	14103 / 373
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0122420425
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2026
Property Address	8765 BANCROFT DR, WALDORF, MD 20603-4031
Document Number	1410000373
Book / Page	14103 / 373
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671,145.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8765 BANCROFT DR, WALDORF, MD 20603-4031

Mortgage

Document Number	1410000381,
Date	Jun 10, 2026
Book Page	14103/381

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Nov 29, 2021
Property Address	8765 BANCROFT DR, WALDORF, MD 20603-4031
Document Number	0122420425
Book / Page	12242 / 425
Map Reference	MB 56 PL 210-213
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8765 BANCROFT DR, WALDORF, MD 20603-4031

Mortgage

Document Number	0012242430
Date	Nov 29, 2021
Instrument	12242/430

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8765 Bancroft Dr was $16,785.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,033 (+3.12%)	$685,100 (+9.35%) Land $185,200 Building $499,900
2025	$16,785.00 Homeowner's exemption	$626,500 Land $150,200 Building $476,300	$626,500 Land $150,200 Building $476,300
2023	$7,017.00 Homeowner's exemption	$524,100	$626,500 Land $150,200 Building $476,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8765 Bancroft Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8765 Bancroft Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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