Oakland County property record for 8763 Townsend Dr, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,318 sqft · built 1992 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (Mar 2023) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-25-376-023 |
| Primary APN | Y-12-25-376-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 914 sqft |
| Unfinished Basement | 914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 113 ft deep x 110 ft wide |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 37 sqft |
| Deck Area | 258 sqft |
| Patio Area | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 8763 TOWNSEND DR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T3N, R8E, SEC 25 HERITAGE HILLS ESTATES LOT 144 6-6-89 FR 001 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | HERITAGE HILLS ESTATES |
| Legal Lot Number | 6,144 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 130700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2018 | Warranty Deed, Transfer · FHA Mortgage NOIC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 202323510 |
| Deed Book / Page | 58469 / 740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Number | 20260037086 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 61056/264 |
| Instrument | 20260037086 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 267 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Number | 0000080940 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 58760/800 |
| Instrument | 80940 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 10, 2023 |
| Property Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Number | 0000023510 |
| Book / Page | 58469 / 740 |
| Map Reference | LB 207 PG 23-26 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 23510 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Name | Verified Name |
|---|---|
| Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Number | 0000078419 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 55958/403 |
| Instrument | 78419 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 20, 2018 |
| Property Address | 8763 TOWNSEND DR, WHITE LAKE, MI 48386-4374 |
| Document Number | 0000068090 |
| Book / Page | 051742 / 000665 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 68090 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,597.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9155 VILLAGE MEADOWS DR TEMPERANCE MI 481828810, TEMPERANCE, MI 48182-8810 |
| Document Number | 68091 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 051742/000666 |
| Instrument | 68091 |
| Name | NOIC INC |
|---|---|
| Address | SYLVANIA, OH 43560 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 (-38.92%) Homeowner's exemption | $177,550 (+12.62%) | $355,100 (+12.62%) |
| 2024 | $5,036.00 (+14.45%) | ||
| 2023 | $157,660 | $315,320 | |
| 2021 | $4,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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