Rowan County property record for 8760 Cranston Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,556 sqft |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $80,500 (Nov 2023) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Oct 2026 Sale May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-00 00 037.00 |
| Primary APN | 093-00 00 037.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Account Number | 11338 |
|---|---|
| Street Address | 8760 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE GARAGE BLDG & 4 A+- CRANSTON ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950100 |
Source: Rowan County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Owner Type | Company |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Nov 14, 2023 | Deed, Transfer · USDA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 20232026373 |
| Deed Book / Page | 289 / 743 |
| Prior Transfer Date | Nov 9, 2023 |
| Prior Transfer Doc | 00D289/743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 5, 2026 |
| Property Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Document Number | 0002051256 |
| Book / Page | 301 / 476 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20262051256 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 28, 2026 |
| Property Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Document Number | 0002047121 |
| Book / Page | 494 / 185 |
| Instrument Date | May 21, 2026 |
| Instrument | 20262047121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0002047121, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 494/185 |
| Instrument | 20262047121 |
| Name | WHITAKER BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 14, 2023 |
| Property Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Document Number | 00D289/743 |
| Book / Page | D289 / 743 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2026373 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1084 BURTON BR, MOREHEAD, KY 40351-8195 |
| Name | Verified Name |
|---|---|
| Address | 8760 CRANSTON RD, MOREHEAD, KY 40351-8100 |
| Document Number | 0002026376 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2026376 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (-1.83%) | $102,500 (-) Land $22,500 Building $80,000 | $102,500 (-) Land $22,500 Building $80,000 |
| 2023 | $873.00 | $102,500 Land $22,500 Building $80,000 | $102,500 Land $22,500 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures