Campbell County property record for 876 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,568 sqft · built 2010 |
| Lot Size | 0.228 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Jul 2022) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-559.65 |
| Primary APN | 999-99-17-559.65 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,568 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.228 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 9999917559.65 |
|---|---|
| Street Address | 876 SANDSTONE RDG |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 6 LOT 223 0.2292 AC |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 6 |
| Legal Lot Number | 223 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Dec 3, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 11, 2022 | Survivorship Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Nov 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Mar 8, 2010 · Amount on Record |
| Deed Document Number | 5156092 |
| Deed Book / Page | D840 / 456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 876 SANDSTONE RDG, NEWPORT, KY 41076-7119 |
| Document Number | 0005130952 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | M2282/771 |
| Instrument | 5130952 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 876 SANDSTONE RDG, NEWPORT, KY 41076-7119 |
| Document Number | 0005122047 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | M2256/790 |
| Instrument | 5122047 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 11, 2022 |
| Property Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Document Number | 0005156092 |
| Book / Page | D840 / 456 |
| Map Reference | SL 382B&383B |
| Instrument Date | Jul 6, 2022 |
| Instrument | 5156092 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1123 LICKERT RD, 1123, ALEXANDRIA, KY 41001-9019 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Document Number | 0005156093 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 5156093 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0005156268 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | M2351/336 |
| Instrument | 5156268 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 9, 2020 |
| Property Address | 876 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Document Number | 0005120480 |
| Book / Page | 000343 / 000100 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 5120480 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 876 SANDSTONE RDG COLD SPRING KY 410767119, COLD SPRING, KY 41076-7119 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 (+0.99%) | $430,000 (-) Land $60,000 Building $370,000 | $430,000 (-) Land $60,000 Building $370,000 |
| 2023 | $5,160.00 (+43.37%) | $430,000 (+49.33%) Land $60,000 Building $370,000 | $430,000 (+49.33%) Land $60,000 Building $370,000 |
| 2022 | $3,599.00 | $287,960 Land $44,000 Building $243,960 | $287,960 Land $44,000 Building $243,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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