876 Plains Rd, Lusby, MD 20657 Property Records

Calvert County property record for 876 Plains Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1971
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2021)
Tax Bill	$1,184 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-090739`

Property Details

APN / Parcel Number

Primary APN	`01-090739`
Alternative APNs	`1090739` `090739`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Total Area
1st Floor Area	800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	090739
Old Parcel Number	1090739
Street Address	876 PLAINS RD
City	LUSBY
State	MD
Zip	20657-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 16 SEC 3H CHES RANCH ESTS
Legal Subdivision	CHES RANCH ESTATES
Legal Block	3H
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861004

Owner

876 Plains Rd is owned by an individual who bought it in June 2021.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	1917 JUNIPER RD, EDGEWOOD, MD 21040-2424
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
May 20, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	0000060081
Deed Book / Page	6008 / 1
Record Updated	Jun 7, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 30, 2021
Property Address	876 PLAINS RD, LUSBY, MD 20657-3539
Document Number	0060080001
Book / Page	6008 / 1
Map Reference	MB JLB 1 FO 64
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1917 JUNIPER RD, EDGEWOOD, MD 21040-2424

Mortgage

Document Number	60087
Date	Jun 30, 2021
Instrument	6008/7

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	876 PLAINS RD, LUSBY, MD 20657-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055250270
Date	Feb 7, 2020
Book Page	5525/270

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 20, 2019
Property Address	876 PLAINS RD, LUSBY, MD 20657-3539
Document Number	0053620017
Book / Page	005362 / 000017
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	876 PLAINS RD LUSBY MD 206573539, LUSBY, MD 20657-3539

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 25, 2018
Property Address	876 PLAINS RD, LUSBY, MD 20657-3539
Document Number	0052720403
Book / Page	005272 / 000403
Instrument Date	Jul 24, 2018
Transaction Type	Foreclosure
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 PLAINS RD LUSBY MD 206573539, LUSBY, MD 20657-3539

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,184.00	$114,000 Land $55,200 Building $58,800	$114,000 Land $55,200 Building $58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 876 Plains Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 876 Plains Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 87% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Plains Rd

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