St. Johns County property record for 876 Ocean Palm Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,452 sqft · built 2004 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Jul 2021) |
| Tax Bill | $13,222 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-8070 |
| Primary APN | 174191-8070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 876 OCEAN PALM WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK H LOT 7 OR5312/351 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 3 OF THE BEACH CLUB AT A |
| Legal Block | H |
| Legal Lot Number | 7 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records · APN 174191-8070
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2710 GREYSOLON RD, DULUTH, MN 55812-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST |
| Aug 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2021 · Amount on Record |
| Deed Sale | Jul 07, 2021 · Amount on Record |
| Prior Sale | Aug 02, 2017 · Amount on Record |
| Deed Document Number | 202175453 |
| Deed Book / Page | 5312 / 351 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 07, 2021 |
| Property Address | 876 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Document Number | 0053120351 |
| Book / Page | 5312 / 351 |
| Map Reference | MB 42 PG 24-28 |
| Instrument Date | Jul 07, 2021 |
| Instrument | 2021075453 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 OCEAN CAY BLVD, 423, ST AUGUSTINE, FL 32080-4805 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2710 GREYSOLON RD, DULUTH, MN 55812-2308 |
| Document Number | 5312353 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | 5312/353 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Max Rate | 7.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 02, 2017 |
| Property Address | 876 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8786 |
| Document Number | 0044141467 |
| Book / Page | 004414 / 001467 |
| Instrument Date | Aug 01, 2017 |
| Instrument | 53296 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 3035 ENGLEWOOD CO 801553035, ENGLEWOOD, CO 80155-3035 |
| Document Number | 44141469 |
|---|---|
| Date | Aug 02, 2017 |
| Book Page | 004414/001469 |
| Instrument | 53297 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,567 (+2.7%) | $971,069 (+3.1%) Land $275,000 Building $696,069 | |
| 2025 | $13,222.00 (+8.72%) Homeowner's exemption | $836,969 (+4.93%) | $941,898 (+18.09%) Land $250,000 Building $691,898 |
| 2024 | $12,162.00 (+0.53%) | ||
| 2023 | $12,098.00 (-2.53%) Homeowner's exemption | $797,622 (-0.96%) | $797,622 (-0.96%) Land $235,200 Building $562,422 |
| 2022 | $12,412.00 Homeowner's exemption | $805,346 | $805,346 Land $235,200 Building $570,146 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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